• Retire at 55 → people live to about 83
• Retire at 65 → life expectancy drops to 76

By waiting just 10 more years… you could lose 7 YEARS of life.

Why?
Stress destroys your health.
Your best years shouldn’t belong to your boss.

The real goal isn’t to retire at 65.
It’s to be free by 55 — or earlier.

that is ten year of fun, boss fry sotong also no sked since over retirement age

but being active prolonged your life expectancy too.

Mamak retire as PM at age 94, continue to live till 100 and beyond

Retire at 65, engine needs overhaul for retirement

55 is ideal, can have 15 good healthy years to 70. Do 5y semi, 10y full active fun & leisure

This post has been edited by jojolicia: Dec 1 2025, 02:12 PM

You want to active with stress or active with free mind ?

Not just shorter length of retirement, but also quality of body and mind already down the drain. By the time finally retire, already pain here pain there, enjoy what retirement…

but no money how to live?

Follow the money, if you want to know who benefit from this decision...owai

Exactly, if got enough money can retire at any age you want. 65 yo is just the ceiling age for retirement, not necessary to follow and work until 65. So what’s the point of this topic ah?

Gov policy should give people choice to retire 55 or if they wish to further contribute up to 65. No such thing a one size fits all.

Me personally I would prefer retiring at 55, but hopefully finance are sound

And world bank wanna our gov increase retirement age to 65. We die then epf hard earned money they take ...fakk

Healthspan >>>>>>> lifespan

i wish to retire by 55. and yolo all the way

stress is the number 1 killer, imagine the extra 10 years working stress done to your body.

by then u maybe have MORE $$$, but not much quality time to spend those hard earn money.

those work until 70, probably will get a heart attack along the way, no time to spend hard earn money.

wow... so interesting...
last time, the story was always if retire early, die early....
work till 80 means longer life...

this new stats about retiring earlier live longer.... is refreshing and new....

If can I want to retire before 55...seriously, work can be bad for health..if yr job is easy, goyang kaki type with no mgmt BS, then go ahead till 60..

Most of us dont work in that ideal world..always hv to deal with mgmgt BS...

i want see statistics amount of sex per week vs total life span.

I infer that more regular healthy sex life is main determination factor of life span.

sekian.

Why need to live very long to suffer when old man health cannot even cover by insurance?

inactivity will make you die faster.
But if you can plan your retirement to include activities that stimulate mind and body, it will be fine.

u may think money is NOT ENOUGH, so u work until 65.

but in reality, people die around 65-70.

so at the end, save so much but not much time left to enjoy all the money.

at 65 or later, I doubt u have the energy to travel and enjoy ALL the food u want.

after 65, if want to enjoy ALL the food one wants, confirm die faster.... very sad indeed...

our metabolism and regeneration ability really going down hill after 40...

If 55 have not enough money, you think 65 have enough?

The old adage: "Lies, damned lies, and statistics"

Statistics only give you correlation of numbers. It doesn't give any causal relationship between the numbers.

More likely you had it the other way round: poor people retire later than rich people. Poor people have a shorter life expectancy.

You need to know what are the hidden variables

yes! even die between 65 and 70, u have no regret!!

u have YOLO...u die happy.

no money also stress what. culture shock from being busy suddenly become passive also cause stress.
anyway, ikut nasib la.

retirement money not enough, death at 76 y.o is a blessing

Sohai info/data frm whre this guy took?

You ada tanah masuk kubur tak?

why need tanah, when u have laut?

make sure u live long enough until 76 first.

with all the food we have now, I doubt can pass 70 with ease.

This post has been edited by piscesguy: Dec 1 2025, 02:33 PM

Agree we should keep ourselves moving and on our feet both mind and body even we're not working anymore.

also dun forget to stimulate our k0teh, along with our mind and body.

58 is perfect

+3 years additional income

depends if you are healthy or not

what for live until 83 but need assisted care for basic functions?

many people die from work, even more now...

heart attack is very common now...

normal people have enough money by 55, to live well until 65.

those lazy work during younger times, have themselves to blame.

maybe the worse health on last 5years

at 55 your chances to be healthy is 100% than at 65.

so the later u retire, then chances to be healthy is lesser by the year.

that's why i retired at 35 when i got my inheritance. not much as k standards but i can live like b40 so it is enuf for me. still do own work almost everyday juga

hahahahhahahaha, then gomen introduce laws for children to support their old parents for what?
most people will finish their pension in less than 5 years.

many parents throw money on their children hoping they will pay back later. cant blame them as inflation is crazy.

at 58 u think why not work until 65.

at 65 why not work until 70.

at 70.....

Salary too low to retire how?

tats why your retirement funds is for yourself.

now u cannot rely on your children to feed u.

its already a blessing if they don't ask u for money after u retired.

who to blame at the end?

if your salary is low at 30 to 50??

can u expect your salary to be high after 55?

This post has been edited by piscesguy: Dec 1 2025, 02:45 PM

if you dont spend, your wife will left you asking why long time never go holiday, no jalan2, tak makan sedap2 and the kids will hate you too.
menabung are totally not in many people dictionary.

If your salary is still low at say, 45 old, better start to find solution. Instaed wait.

Kerja sampai mampos je la.

Depend on job
Some job is fun

Exactly that’s my point. Doesn’t matter what’s the retirement age ceiling, it depends on your money to fund the rest of your life hence I am questioning the logic of the topic where you shouldn’t retire at 65 as your quality life is taken away but if no money don’t talk about quality of life leh, staying alive is already a challenge.

yupp, for example people who retired early usually meant they are more loaded with money aka can afford better healthcare screenings, healthcare services, possibly better diet and living conditions and get longer life.

another is working longer age also meant daily travel to work, small percentage of people died in traffic accidents compared to retired people who typically travel less daily.

Retire not mean to stop your income and sit down.

Learn and get some passive income while retire.

ada money ada activity

Baik menganggur minta govt bela sara hidup sampai 100
Kekwa

work like mahathir, just talking.

Ok lah, kasi makan ikan lagi baik. You makan ikan sekarang, kasi ikan makan balik kemudian hari. Fair deal.

Modern slavery killing life indeed

Got difference between loaded people and non loaded people

58 is an auspicious age to retire. Everypne pls retire at 58. Especially the politicians.

letak 50 la.. kasi orang2 muda pulak la bekerja.

Dr.M work until 100 still alive. Jangan fitnah...

🇲🇾 Malaysia: Survival Probability to Age (2024 Estimates)

Age Males (Survival %) Females (Survival %) Gender Gap (Female Advantage)
55 ≈ 94.7% ≈ 97.3% ≈ 2.6 percentage points
65 ≈ 80.2% ≈ 88.4% ≈ 8.2 percentage points
75 ≈ 59.4% ≈ 72.6% ≈ 13.2 percentage points
85 ≈ 28.2% ≈ 40.3% ≈ 12.1 percentage points

Why not retire at 35?

Str budi

Yeah. Summore current strawberry gen attitude. Boss won't dare to simply firing.

Cool point about stress and financial freedom; that one I agree with.
But the numbers you quoted don’t really match real-world data.

Look at Japan: people there retire around 65–67, some even work into their 70s…
and they still live the longest in the world. Around 84–85 years.
If retiring late was really ‘killing people,’ Japan should be in trouble, but nope.

Same in Scandinavia:
• Norway retires at ~67, life expectancy ~83
• Sweden ~65–67, life expectancy ~83
• Denmark ~66–67, life expectancy ~81

All high retirement ages, all long lifespans.

So honestly, it’s not about retiring late or early.
It’s lifestyle, health, work culture, and how stressed you are.

No problem promoting early financial freedom. Just use proper stats so people don’t get confused.

once you are >55, you can yolo at office.

I think most folks cannot afford to retire at 55 anymore

Then continue live till 120 yo! Eat sleep shit repeat!

Sure, if you is miskin and your kids are charsiew.

It's happening right now in Singapore.

It will happen to you as well.

depending on your health also.. if u already have high blood pressure or diabetes or something else, better just retire by 55. rest more.

Better not to be born. LoL

whole life no work how?

Measure ground

Poorfags do poorfags way of retirement.

The problem with ppl is they always wrongly set their benchmark based on others standard.

Before retirement also try to match car with others, in the end failed to save money for retirement then blame low salary. We all know private car is essential in Msia, but many buy beyond basic car.

This post has been edited by iGamer: Yesterday, 08:37 AM

Japan many hikikomori, some adults still living off parents (PRC also got this). The assumption that they all very hardworking may not apply for increasing Japanese, Koreans and PRC of current gen.

influencer guru later will post another post about the breakthrough NMN pills, work and extend life .

So retire later...then can die earlier...then suffer lesser...

year 55 ideal, but with 55 the balance of epf if can work another 5 years the last remaining 5 years until 60 compound interest can be big. Then 60 y.o ciao je

If one has sufficient funds, retiring at 55 is perfect.
Not a day more.

On the contrary, retiring too early got higher chance to die faster.



https://economictimes.indiatimes.com/news/i...87.cms?from=mdr

if no cash on hand, you need to work until you die

just buy health supplement to prolong the living and eat enough,

even dr mahathir suggest eat enough

and japan practices 75–80% stomach full culture....

maybe can live up to 90-100

Ever heard the proverb (bukan pervert la sial) "an idle mind is the workshop of the devil" / "Akal yang kosong itu sarang syaitan".

Honestly take a good look at the retirees that you actually know in person.
Are they really enjoying their retirement, or just miserably passing the time away?

the ideal suppose to be 60-65 ....now days loan until age 70

earn more money, like pekmo later anak lawan rebut harta.

+1

same observation lol.

Legitimise euthanasia.

legalize euthanasia then all young girls marry old guys.

Wrong.

See Mamakthir. Refused to retire and live till 101 and going.

You just need to be spiteful enough.

Yahoo Finance UK news said Mahathir have US40B in oversea. How to retire?



Yahoo Finance

Throw letter

how they get the stats?? so funny. so nobody work beyond 66.8 years old? or that will screw up the naration so no include?

y need to stress at work. chill aja la. chatbots can help me do so many work

My CEO work till 76yrs old. Passed away last yrs.

Work till die. But that's his hobby.

Fact is, alot of these old people have nothing to do if they retire.

Work is all they know how to do.

Like CEO, after retire ask him to do what? Grab driver ah?

After retire, his hobby is work. So work till die la.

His recreation is golf.

Why not pick up some interests before retire? And prepare for retire?

Is't people getting old will stop thinking and learning?