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 Retiring TOO LATE is killing people.

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danielmckey
post Dec 1 2025, 05:37 PM

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Dr.M work until 100 still alive. Jangan fitnah...
bill11
post Dec 1 2025, 05:47 PM

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🇲🇾 Malaysia: Survival Probability to Age (2024 Estimates)

Age Males (Survival %) Females (Survival %) Gender Gap (Female Advantage)
55 ≈ 94.7% ≈ 97.3% ≈ 2.6 percentage points
65 ≈ 80.2% ≈ 88.4% ≈ 8.2 percentage points
75 ≈ 59.4% ≈ 72.6% ≈ 13.2 percentage points
85 ≈ 28.2% ≈ 40.3% ≈ 12.1 percentage points
HikayatSalju
post Dec 1 2025, 06:13 PM

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Why not retire at 35?
emburrar
post Dec 1 2025, 06:16 PM

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QUOTE(Jasonist @ Dec 1 2025, 02:08 PM)
but no money how to live?
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Str budi
blek
post Dec 1 2025, 06:57 PM

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QUOTE(keyibukeyi @ Dec 1 2025, 02:03 PM)
that is ten year of fun, boss fry sotong also no sked since over retirement age
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Yeah. Summore current strawberry gen attitude. Boss won't dare to simply firing.
Catnip
post Dec 1 2025, 06:57 PM

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QUOTE(piscesguy @ Dec 1 2025, 02:01 PM)
• Retire at 55 → people live to about 83
• Retire at 65 → life expectancy drops to 76

By waiting just 10 more years… you could lose 7 YEARS of life.

Why?
Stress destroys your health.
Your best years shouldn’t belong to your boss.

The real goal isn’t to retire at 65.
It’s to be free by 55 — or earlier.


*
Cool point about stress and financial freedom; that one I agree with.
But the numbers you quoted don’t really match real-world data.

Look at Japan: people there retire around 65–67, some even work into their 70s…
and they still live the longest in the world. Around 84–85 years.
If retiring late was really ‘killing people,’ Japan should be in trouble, but nope.

Same in Scandinavia:
• Norway retires at ~67, life expectancy ~83
• Sweden ~65–67, life expectancy ~83
• Denmark ~66–67, life expectancy ~81

All high retirement ages, all long lifespans.

So honestly, it’s not about retiring late or early.
It’s lifestyle, health, work culture, and how stressed you are.

No problem promoting early financial freedom. Just use proper stats so people don’t get confused.
Skylinestar
post Dec 1 2025, 06:59 PM

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once you are >55, you can yolo at office.
buysellaccount
post Dec 1 2025, 07:01 PM

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I think most folks cannot afford to retire at 55 anymore
TiramisuCoffee
post Dec 1 2025, 08:03 PM

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QUOTE(HikayatSalju @ Dec 1 2025, 06:13 PM)
Why not retire at 35?
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Then continue live till 120 yo! Eat sleep shit repeat! rclxms.gif
zamans98
post Yesterday, 08:19 AM

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QUOTE(piscesguy @ Dec 1 2025, 02:41 PM)
at 58 u think why not work until 65.  laugh.gif

at 65 why not work until 70.

at 70.....
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Sure, if you is miskin and your kids are charsiew.

It's happening right now in Singapore.

It will happen to you as well.


kons
post Yesterday, 08:22 AM

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depending on your health also.. if u already have high blood pressure or diabetes or something else, better just retire by 55. rest more.

danielmckey
post Yesterday, 08:26 AM

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QUOTE(HikayatSalju @ Dec 1 2025, 06:13 PM)
Why not retire at 35?
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Better not to be born. LoL
ihm11
post Yesterday, 08:29 AM

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whole life no work how?
ze2
post Yesterday, 08:30 AM

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QUOTE(ihm11 @ Dec 2 2025, 08:29 AM)
whole life no work how?
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Measure ground
iGamer
post Yesterday, 08:36 AM

Toxic ktards probably losers irl
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QUOTE(dawnreaver @ Dec 1 2025, 02:41 PM)
Salary too low to retire how?  innocent.gif
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Poorfags do poorfags way of retirement.

The problem with ppl is they always wrongly set their benchmark based on others standard.

Before retirement also try to match car with others, in the end failed to save money for retirement then blame low salary. We all know private car is essential in Msia, but many buy beyond basic car.

This post has been edited by iGamer: Yesterday, 08:37 AM
iGamer
post Yesterday, 08:41 AM

Toxic ktards probably losers irl
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QUOTE(Catnip @ Dec 1 2025, 06:57 PM)
Cool point about stress and financial freedom; that one I agree with.
But the numbers you quoted don’t really match real-world data.

Look at Japan: people there retire around 65–67, some even work into their 70s…
and they still live the longest in the world. Around 84–85 years.
If retiring late was really ‘killing people,’ Japan should be in trouble, but nope.

Same in Scandinavia:
• Norway retires at ~67, life expectancy ~83
• Sweden ~65–67, life expectancy ~83
• Denmark ~66–67, life expectancy ~81

All high retirement ages, all long lifespans.

So honestly, it’s not about retiring late or early.
It’s lifestyle, health, work culture, and how stressed you are.

No problem promoting early financial freedom. Just use proper stats so people don’t get confused.
*
Japan many hikikomori, some adults still living off parents (PRC also got this). The assumption that they all very hardworking may not apply for increasing Japanese, Koreans and PRC of current gen. biggrin.gif
eldenring
post Yesterday, 08:43 AM

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QUOTE(piscesguy @ Dec 1 2025, 02:01 PM)
• Retire at 55 → people live to about 83
• Retire at 65 → life expectancy drops to 76

By waiting just 10 more years… you could lose 7 YEARS of life.

Why?
Stress destroys your health.
Your best years shouldn’t belong to your boss.

The real goal isn’t to retire at 65.
It’s to be free by 55 — or earlier.


*
influencer guru later will post another post about the breakthrough NMN pills, work and extend life .
tekkaus
post Yesterday, 09:01 AM

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So retire later...then can die earlier...then suffer lesser...
blmse92
post Yesterday, 09:26 AM

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year 55 ideal, but with 55 the balance of epf if can work another 5 years the last remaining 5 years until 60 compound interest can be big. Then 60 y.o ciao je
romuluz777
post Yesterday, 09:30 AM

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If one has sufficient funds, retiring at 55 is perfect.
Not a day more.

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