Dr.M work until 100 still alive. Jangan fitnah...
Retiring TOO LATE is killing people.
Retiring TOO LATE is killing people.
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Dec 1 2025, 05:37 PM
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#61
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Senior Member
1,049 posts Joined: Jan 2008 |
Dr.M work until 100 still alive. Jangan fitnah...
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Dec 1 2025, 05:47 PM
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Junior Member
303 posts Joined: Aug 2005 |
🇲🇾 Malaysia: Survival Probability to Age (2024 Estimates)
Age Males (Survival %) Females (Survival %) Gender Gap (Female Advantage) 55 ≈ 94.7% ≈ 97.3% ≈ 2.6 percentage points 65 ≈ 80.2% ≈ 88.4% ≈ 8.2 percentage points 75 ≈ 59.4% ≈ 72.6% ≈ 13.2 percentage points 85 ≈ 28.2% ≈ 40.3% ≈ 12.1 percentage points |
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Dec 1 2025, 06:13 PM
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Junior Member
773 posts Joined: Oct 2021 |
Why not retire at 35?
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Dec 1 2025, 06:16 PM
Show posts by this member only | IPv6 | Post
#64
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Newbie
14 posts Joined: Oct 2014 From: Bandar Damai dan Indah |
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Dec 1 2025, 06:57 PM
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Junior Member
720 posts Joined: Oct 2008 |
QUOTE(keyibukeyi @ Dec 1 2025, 02:03 PM) Yeah. Summore current strawberry gen attitude. Boss won't dare to simply firing. keyibukeyi liked this post
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Dec 1 2025, 06:57 PM
Show posts by this member only | IPv6 | Post
#66
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Senior Member
1,633 posts Joined: Jul 2007 |
QUOTE(piscesguy @ Dec 1 2025, 02:01 PM) • Retire at 55 → people live to about 83 Cool point about stress and financial freedom; that one I agree with.• Retire at 65 → life expectancy drops to 76 By waiting just 10 more years… you could lose 7 YEARS of life. Why? Stress destroys your health. Your best years shouldn’t belong to your boss. The real goal isn’t to retire at 65. It’s to be free by 55 — or earlier. But the numbers you quoted don’t really match real-world data. Look at Japan: people there retire around 65–67, some even work into their 70s… and they still live the longest in the world. Around 84–85 years. If retiring late was really ‘killing people,’ Japan should be in trouble, but nope. Same in Scandinavia: • Norway retires at ~67, life expectancy ~83 • Sweden ~65–67, life expectancy ~83 • Denmark ~66–67, life expectancy ~81 All high retirement ages, all long lifespans. So honestly, it’s not about retiring late or early. It’s lifestyle, health, work culture, and how stressed you are. No problem promoting early financial freedom. Just use proper stats so people don’t get confused. ChessRook liked this post
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Dec 1 2025, 06:59 PM
Show posts by this member only | IPv6 | Post
#67
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All Stars
10,472 posts Joined: Jan 2003 From: Sarawak |
once you are >55, you can yolo at office.
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Dec 1 2025, 07:01 PM
Show posts by this member only | IPv6 | Post
#68
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Junior Member
127 posts Joined: Oct 2011 |
I think most folks cannot afford to retire at 55 anymore
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Dec 1 2025, 08:03 PM
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Senior Member
1,255 posts Joined: Dec 2013 |
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Yesterday, 08:19 AM
Show posts by this member only | IPv6 | Post
#70
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Senior Member
8,510 posts Joined: Dec 2004 From: KayEL |
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Yesterday, 08:22 AM
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Moderator
6,180 posts Joined: Oct 2004 |
depending on your health also.. if u already have high blood pressure or diabetes or something else, better just retire by 55. rest more.
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Yesterday, 08:26 AM
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Senior Member
1,049 posts Joined: Jan 2008 |
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Yesterday, 08:29 AM
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Junior Member
62 posts Joined: Apr 2018 |
whole life no work how?
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Yesterday, 08:30 AM
Show posts by this member only | IPv6 | Post
#74
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Junior Member
315 posts Joined: Nov 2011 |
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Yesterday, 08:36 AM
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way |
QUOTE(dawnreaver @ Dec 1 2025, 02:41 PM) Poorfags do poorfags way of retirement.The problem with ppl is they always wrongly set their benchmark based on others standard. Before retirement also try to match car with others, in the end failed to save money for retirement then blame low salary. We all know private car is essential in Msia, but many buy beyond basic car. This post has been edited by iGamer: Yesterday, 08:37 AM |
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Yesterday, 08:41 AM
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way |
QUOTE(Catnip @ Dec 1 2025, 06:57 PM) Cool point about stress and financial freedom; that one I agree with. Japan many hikikomori, some adults still living off parents (PRC also got this). The assumption that they all very hardworking may not apply for increasing Japanese, Koreans and PRC of current gen. But the numbers you quoted don’t really match real-world data. Look at Japan: people there retire around 65–67, some even work into their 70s… and they still live the longest in the world. Around 84–85 years. If retiring late was really ‘killing people,’ Japan should be in trouble, but nope. Same in Scandinavia: • Norway retires at ~67, life expectancy ~83 • Sweden ~65–67, life expectancy ~83 • Denmark ~66–67, life expectancy ~81 All high retirement ages, all long lifespans. So honestly, it’s not about retiring late or early. It’s lifestyle, health, work culture, and how stressed you are. No problem promoting early financial freedom. Just use proper stats so people don’t get confused. |
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Yesterday, 08:43 AM
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Junior Member
53 posts Joined: Feb 2022 |
QUOTE(piscesguy @ Dec 1 2025, 02:01 PM) • Retire at 55 → people live to about 83 influencer guru later will post another post about the breakthrough NMN pills, work and extend life .• Retire at 65 → life expectancy drops to 76 By waiting just 10 more years… you could lose 7 YEARS of life. Why? Stress destroys your health. Your best years shouldn’t belong to your boss. The real goal isn’t to retire at 65. It’s to be free by 55 — or earlier. |
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Yesterday, 09:01 AM
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Junior Member
428 posts Joined: May 2009 |
So retire later...then can die earlier...then suffer lesser...
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Yesterday, 09:26 AM
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Junior Member
603 posts Joined: Dec 2011 From: shah alam |
year 55 ideal, but with 55 the balance of epf if can work another 5 years the last remaining 5 years until 60 compound interest can be big. Then 60 y.o ciao je
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Yesterday, 09:30 AM
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Senior Member
2,209 posts Joined: Oct 2010 |
If one has sufficient funds, retiring at 55 is perfect.
Not a day more. |
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