Own Damage Knock For Knock claims
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 Dec 1 2025, 12:21 PM
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#1
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Senior Member
3,638 posts Joined: Jul 2014  
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From what I know, insurance is either got or no. No such thing as the guy got no insurance but has at least 3rd party insurance. So most likely you must pay with your own money or own insurance.
Btw, how you confirm the guy got no insurance? |
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Dec 1 2025, 01:42 PM
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#2
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Senior Member
3,638 posts Joined: Jul 2014
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QUOTE(notadupe999 @ Dec 1 2025, 12:28 PM) The question is: Is it true that as long as the other guy has no insurance, we can't make a claim against our own insurance through the Own Damage Knock For Knock system that won't affect the NCD? No such thing. If u accidentally bang a tree or wall, takkan can't claim since wall and tree got no insurance, right?He confirmed that he has no road tax or insurance. He lodged a report and has been given a date in court because of this.  |
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Dec 1 2025, 01:53 PM
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#3
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Senior Member
3,638 posts Joined: Jul 2014
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QUOTE(koja6049 @ Dec 1 2025, 01:52 PM) he's asking about the NCD, not about can claim or not. Oh ok. As long as we claim our own insurance, ncd sure gone already. |
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