was one of the 2021 TSM flood victim and i totally get what you mean

2 cars gone with no insurance coverage
house needs redo
all appliances gone
perabot gone
relatives MIA

1) total assistance from government 1k instead of the promised 2k
2) selangor car repair coverage claim was not paid
3) politely declined RM100 from tzu chi group as i told them to give those that are more worse off then me
4) company gave 1k flood assistance

thats about it

its literally like starting back from 0 as you exhaust your savings to regain back your footing.

and i am still bitterly paying to the bank for my flooded car

it really gives you another persepective of how to live your life and to take special perils lol