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MALAYSIAN under 30 face 60% surge BANKRUPTCY
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thkent91
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 Nov 25 2025, 04:27 PM
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Getting Started
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QUOTE(MR_alien @ Nov 25 2025, 11:42 AM) nobody today truly can afford a house no matter how much you wanted it...so stop thinking about it and you don't need credit card to show others that you have good credit...you just need to be able to show yourself peace Plenty of sub-sale (leasehold with 60 yr left) within 350k to choose from in Klang Valley area. RM350k with 30 year loan (loan 90%) = RM1.5k per month If dual income family = can make do If single, rent saje |
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thkent91
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Nov 25 2025, 05:01 PM
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Getting Started
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QUOTE(MR_alien @ Nov 25 2025, 04:48 PM) yet another one that think that way which again leads to bankruptcy RM1.5k per month which means household income need to be AT LEAST RM4.5k per month that's just the mortgage not yet including fire insurance(most basic), cukai pintu, renovation, downpayment, stamp duty some are one time cost which u need to pay upfront, some are yearly payment unless u really just wanna buy a 4 walled brick only same as buying a car, it's not just the car alone...there is a whole lot more cost behind the scene waiting for you No one ask you to buy house once you graduated from school If you rent also you need pay the similar amount. Perhaps a lesser commitment Prepare a 20% upfront for fees and minor renovation. If a couple worked for 5 years should be able to afford that |
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