This one last time very much people do. Now ,sorry won't work as banks all link system and can see your payment and debt ratio.
Business loan ,bank will see your company performance,if they feel you cannot cover 😅,they will cut your credit score and recall loan ,make loan terms shorter with higher interest etc etc .
Sometimes they also see husband financial status.

My friends recently applied for corporate loan ,apply 200k but you know how much bank approved ? Rm15k shja.

Of course got 3th party help you build up your credit score by issues you salary and also pay epf(their abc shell company). But I heard is not cheap , as they will take 20-30% cut from the loan approved.

Means ...let's say Mercedes e300 2015 worth rm70k on bank value ,but the used car only sell you rm33k . He help apply loan rm70k ....than the balance you cash out lo.

Usually they do this with branded cold demand car with hybrid battery.(most of time ).

Win-win situation ....used car dealerships earn money ,you get the money via Cashback.
Who care how interest rate as that person already desperate for money .