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 MALAYSIAN under 30 face 60% surge BANKRUPTCY

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Emily Ratajkowski
post Nov 25 2025, 09:10 AM

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lol 500k-1mil.

confirm is trying to play property game.

I don't understand why people like property so much. It's super mafan and not even that lucrative returns.
Emily Ratajkowski
post Nov 26 2025, 02:32 PM

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QUOTE(novblaze @ Nov 26 2025, 08:37 AM)
You buy 400k house, after 5 years becomes 500k,
25% increase wor.

Gaji annually Baru naik 3%
*
S&p500 gaining 11% a year. Sommore just close eye manage.

No need deal with tenant. No late payments. No tnb problems.

When want to cash out 5 mins dapat.

Why go property?
Emily Ratajkowski
post Nov 26 2025, 05:04 PM

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QUOTE(novblaze @ Nov 26 2025, 02:56 PM)
Because u need fork out 400k cash. House can use loan
*
Good. Now we're getting to the real question.

Setting aside the ability to borrow, would you borrow 100k or even 200k to invest in anything?

If the person investing is the type that doesn't want to borrow money to invest, then why borrow 400k to invest in a house?

If they don't know the ins and outs of property investing, they are actually gambling with 400k. Just because it's a safer investment doesn't make it any better. Because people can also invest 200k in bonds.

When it comes to property investing people always forget the risk component. Not sure why. End up all cannot flip. Tenant cannot find. House rosak need repairs. Last2 stuck with a 400k loan

 

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