Yesterday, 01:52 AM
QUOTE(MR_alien @ Nov 25 2025, 04:48 PM)
yet another one that think that way which again leads to bankruptcy
RM1.5k per month which means household income need to be AT LEAST RM4.5k per month
that's just the mortgage
not yet including fire insurance(most basic), cukai pintu, renovation, downpayment, stamp duty
some are one time cost which u need to pay upfront, some are yearly payment
unless u really just wanna buy a 4 walled brick only
same as buying a car, it's not just the car alone...there is a whole lot more cost behind the scene waiting for you
kannnn... imo late baby boomers gen & whole gen-x is the sweet spot to get big asset, millennial gen can barely get it single handedly, those that don't & once u get past 40... you better be high income by that time or you husband-waifu join income liao.RM1.5k per month which means household income need to be AT LEAST RM4.5k per month
that's just the mortgage
not yet including fire insurance(most basic), cukai pintu, renovation, downpayment, stamp duty
some are one time cost which u need to pay upfront, some are yearly payment
unless u really just wanna buy a 4 walled brick only
same as buying a car, it's not just the car alone...there is a whole lot more cost behind the scene waiting for you
i remember some angmoh netizen layout income vs asset and it is very clear that beyond gen z pretty much GG just from entry point alone.
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