Hi sifu, would like to ask, currently im using comprehensive etiqa insurance and want to renew it via maybank cus they can do installment.

Question is, if im planning to change the exhast headers, and new exhaust system, and possibly tuning to accomodate the new system, when and how do i declare it? Or do i even need to declare it?

Theres an option to choose whether you have mod the car, and if i choose yes, i cannot apply



This post has been edited by alphacross: Nov 23 2025, 08:31 PM

Changing exhaust wont impact insurance claim, the only thing which impact if you add additional racing bars, roll cage, change different engine (even same engine with different no. also cannot) without JPJ approval. Most insurance company in Malaysia wont insured heavily modified cars for racing purpose unless certain special insurance for official sport/track racing event.

means when claim u get back ori part & equivalent only. according to ori spec from factory.
self changing high spec sport bodykit pun claim back ur spec only

Thanks for the clarification, atleast the insurance wont outright reject, ori stock part is good enuf.

Not necessary, if they detected your ride is heavily modify (not comply to original spec.) & different engine no. they can reject the claim on the spot. My previous mechanic got 1 customer after change engine, no go puspakom check & JPJ to register it's new engine no. and involved accident, the ride until now left to rot due to insurer no accept the claim due to different engine no.