i oso doubt ts is promoter want to gain popularity
instead of survey seriously. nvm kasi feed a bit

isnt tambadana is just another ahlong with apps and youtube advertisement?
just look at the rate. its horrible
just get it from real bank

1st of all to all whom may concern I know Tambadana by Googling and survey around so I am doing my homework and what you guys think wtf I am doing here ?? This is also me doing homework doing survey about the loan thing as I nvr loan before and any one of you who hv doubt on me and thinking I am just fool & troll around pls don't waste your time anymore just fxxk off and ignore this topic altogether. Thank you & no welcome.

Yeah I am Malaysian but not quite sure what really mean by bumiputera but so what ?? Sue me then. You talk nice I talk nice but if you want talk shxt I can do that too.

just avoid tambadana.

go ringgitplus and check which bank loan u want to apply. if u have no prior loan before, hope u at least have CC. actually if u have no CC, just apply cash from the CC. it will be faster.

If CC also dont have, check out RHB, Alliance, HLB or direct apply with MBB if u have acc with MBB for higher chance of approval.

all this can be done online via ringgitplus or direct the bank website itself.

In order to qualify for tng loan, you need to use their investment product like GO+. The more money you have inside the more you can loan. If you do not have it, the loans are not available.

You can forget about tambadana for rm5k

For new customer, you will only get most likely rm500-rm1000

You need to build your profile with them, be good payer on time or pay early, then can get up to rm10k (it take 6 months)

For emergency use, tambadana is good option, albeit like /k said, interest is legal ah long.

I tried with AEON bank right after open this thread but get rejected saying "unable to proceed your application ...." without given any reason and that's about it. May be I will try the banks that you mention but what is CC ?? Yeah I have Maybank acc but guess I didn't meet their "at least RM3,5K monthly income" condition so I decide not to waste time.

Thanks for the helpful info, wondering why they didn't explain the reason when they reject an application.

Alright understood.

TQ to ALL for yours time. Much appreciated.

Aeon Credit is the easiest option.

For banks like MBSB and other banks, they have minimum requirement to borrow money.

Last time I check, your minimum salary need to have 3K.

For first timer of Aeon credit, they might give you high interest, but if you borrow for 2nd time, the interest is just okay.

This post has been edited by xpole: Nov 18 2025, 01:51 PM

Work as Grab food only so no stable basic salary may be that's why AEON reject my application and since that's the case probably just a waste of time to try any other bank atm.