The issue is not just the principal, its the interest payment.

Every year RM 60+ billion spent on interest payment alone and amount just keeps going up. That's in low interest rate environment. If interest rates go up, stress on budgets will go up.

Sins of the past, current gen don't want to fix, punt the issue, next gen will suffer and suffer more.

Worse is when ringgit appreciate. Then the impact of the debt goes up if debt.

Worst is when borrow from EPF. Then no way to pay EPF interest (yet want high EPF interest). Will only add further to debt.

Always a problem for the next person (not the current person in power) to solve.