QUOTE(gedebe @ Jan 29 2023, 10:14 AM)
Not such thing as the best as money talks π€¦ββοΈIf got bigger AUM any banks will start chasing and enticing you for so called benefits
Priority Banking, Everything about Priority Banking
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Jan 29 2023, 05:06 PM
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#1
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4,654 posts Joined: Jan 2003 |
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Jan 30 2023, 05:18 AM
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#2
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QUOTE(gedebe @ Jan 30 2023, 12:13 AM) hmm, you mean the more money we have, the better service they give, maybe but this is a unfair practice and those who qualified the bare minimum also deserve good service, that's why the question which one is better or best Service standard is the same no matter what π€¦ββοΈThe only difference is the priority and extra benefits that you get when reach those levels It is not unfair practice when the main goals from banks is to squeeze you as much profits as possible as the main goals is to return shareholders as much as possible in dividends π€¦ββοΈ That is why when you got more money you get better client servicing like dedicated RM and lower rates for any loans |
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Jan 30 2023, 02:55 PM
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QUOTE(icemanfx @ Jan 30 2023, 01:48 PM) Which bank is it?QUOTE(Unkerpanjang @ Jan 30 2023, 02:45 PM) Bro, You drive a Ferrari then confirm they will ignore your outlook/appearance π€¦ββοΈThe eligibility criteria is AUM ($ parked with the bank management). This mail open up old ego sakit wound le. All the years, they no-hue Unker account, no offer credit card oso. I always suspect must be my pagoda shirt n shorts...bank could have set min outlook/appearance std. Likewise, Auntie account, oso no-hue. But by my std, Auntie always dressed well one le....so i conclude, likely ASNB $ doesnt apply. If you do find out, please share. Thank you. ![]() Some banks are really stuck up no thanks to their staff In fact most rich ppl especially billionaire dress very prudently hence which is why they are richer unlike the middle class on chase on designer brands and appearance π€¦ββοΈ You dress to be comfortable not to impress the poor |
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Jan 30 2023, 04:36 PM
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QUOTE(gedebe @ Jan 30 2023, 02:54 PM) this one, https://www.maybank2u.com.my/maybank2u/mala...ng_account.page? They change to minimum USD1 million some time ago π€¦ββοΈwhere did you get the rm3m from? after enquiring, NO, asm is not counted under Maybank investment, but your ASM surely is a respectable sum! Anyway Maybank Private is not that great in terms of priorities and benefits QUOTE(Unkerpanjang @ Jan 30 2023, 04:26 PM) If you mean Infinite and World easy to get as minimum 100k salary per annum |
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Jan 30 2023, 05:45 PM
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QUOTE(gedebe @ Jan 30 2023, 05:06 PM) No such is which is one is better as everyone private banking needs are different π€¦ββοΈInstead of asking us you should go ask the banks instead what extra do they offer π€¦ββοΈ |
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Jan 31 2023, 04:18 PM
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QUOTE(Unkerpanjang @ Jan 31 2023, 02:16 PM) Bro Gedebe, How come the bank no priority line for seniors? π€¦ββοΈ Name the bank Unker paiseh to reply, but to be perceived rude if ignore. Unker can only say...right time, right place, right person. Auntie met old neighbour who lost contact at roadside, pulled Auntie & Unker along to register so they can chat. Arrived Bank, the ticket counter for registration maxed out, Auntie about to go home. A stranger decided to give up waiting, approached & handed her queue no# to Auntie. Bank clerk allowed both Unker & Auntie to set up separate accounts, with single queue no#. Rightfully, no sharing. For Unker, above is great lesson in humility, karma n benevolence. Unker oledi out of topic, this thread. Sorry all Seniors! QUOTE(ntchong @ Jan 31 2023, 02:53 PM) compile life stories No one read e-books these days π€¦ββοΈmake ebooks sell at amazon, kindled dapat untung, dapat income semua pump masok EPF, ASMx, SSPN negara maju, rakyat sejahtera Life are meant to be told, share and pass on QUOTE(Unkerpanjang @ Jan 31 2023, 03:45 PM) Bro, oops...Unker wanted to imply, it's pure Luck. Uncle got ToTo πUnker deposited a lot during GE13, when everyone dumped. Last time, no daily deposit limit. So, we say History never repeats itself, but it does often rhyme. If the current negative dividend sentiment extends to Apr, you can still decide to add onto ASNB. (If you so choose). The negative sentiment is slowly turning to neutral sentiment but for ASNB still too early to tell because PMX administration performance only after budget and the mid year rating agencies meetings will tell true picture Dip toes now is a better way Unkerpanjang liked this post
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Feb 1 2023, 12:36 PM
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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM) All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... Otherwise how banks gonna they earn their money π€¦ββοΈThat is why those Ultra rich only uses their own private bank for the privileges QUOTE(Unkerpanjang @ Feb 1 2023, 12:07 PM) Ampun, Ampun, Unker semua, Donβt you know that major big banks in the world would hire a fresh grad in psychology rather than in Finance?But it's established that humans theories of motivation by Maslow n Herzberg. While such motivation is not necessary for segment of society, I wud conclude the banks have spent $$$ researching the opposite to be commercially viable & financially profitable. Customers do feel good when with special treatment. Most banks these days would have those expertise to play the ego game otherwise why on earth they love emphasising AUM π€¦ββοΈ QUOTE(CommodoreAmiga @ Feb 1 2023, 12:25 PM) Totally agree. If the FD rates only a little bit better or can't even beat open promo from other banks, I no Gip fcuk. I will rather put my eggs in many baskets, and keep Russian rouletting the money to become "fresh fund" from banks to banks. Donβt Russian roulette too much later BNM will start capital controls on you |
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Feb 1 2023, 12:47 PM
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QUOTE(CommodoreAmiga @ Feb 1 2023, 12:42 PM) Eh..what Capital control? It's not like i Russian roulette millions every time. Move from bank to bank for FD apa sarahan? Unker small fry B40 ikan bilis only. You never know our BNM π€¦ββοΈ unpredictable and only start banning those authentic accounts while letting scammer and mules account running around |
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Feb 1 2023, 03:33 PM
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Feb 4 2023, 04:25 AM
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QUOTE(umboy @ Feb 4 2023, 01:14 AM) You can open a foreign bank account without working there Not necessary true as different countries have different banking regulations π€¦ββοΈYou will also receive premier/priority/privilege treatment Some countries you will get taxed as well even for savings account This post has been edited by xander2k8: Feb 4 2023, 04:25 AM |
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Mar 3 2023, 12:26 PM
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Apr 7 2023, 03:27 PM
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QUOTE(gooroojee @ Apr 7 2023, 12:27 PM) Perhaps one benefit worth going for - SCB premier banking customers can get up to RM0, and 0.00% brokerage fees for trading on Smart Stocks: They can give you free brokerage because they already marked up the FX spread which is way more profits compared to brokerage π€¦ββοΈ and will earn both sides when you sell easily 5% both ways![]() |
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Apr 7 2023, 03:49 PM
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#13
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Jul 13 2023, 03:37 AM
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QUOTE(Boomwick @ Jul 12 2023, 11:07 PM) If u ngam ngam fit the priority criteria (250k / 300k) u confirm wont get invited at all. Not necessary the AUM π€¦ββοΈ but the length of the bank account coupled with limited availability of the branch of choice plays a factor with many of the safety deposit are being allocated to paid customers Need at least 600 700k only can be selected.. maybe 800+ I am still have the free deposit box free due to loyalty while AUM is less than priority level π€¦ββοΈ QUOTE(jack2 @ Jul 12 2023, 11:12 PM) Donβt forget the FX spread π€¦ββοΈ just buy at IBKR |
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