I don't think you need to hold the account for a certain time - I did it the other way around, ie. opened a Premier acc. in UK, then came to Malaysia. Opened a Premier account here straight away , and could get a CC within a few days (they do a credit guarantee internally, back to the country where you have your qualifying balance I believe)

By the way - if you're eligible for Premier in one country, you become eligible automatically in other countries without having to pay any monthly fees. However you need to keep an eye out on your account - I've noticed HSBC Malaysia started billing me monthly (RM150/month) on several occasions. After a phone call, they refund charges quite quickly at least.

This post has been edited by rjb123: Feb 2 2013, 07:20 PM

Maybank VI comes with 5 X free PP entry, Amex Reserve comes with the VI card and PP too.

VI is rm80k spend to waive AF, Reserve RM100k combined.

If you have priority banking I'm sure you'll get approved, in worst case just assign an fd against the card.


But AF is only waived if the yearly spend is reached

well if not maybe there's other banks with different offer. paying rm800 yearly fee for lounge access X 5 isn't really worhb it.

Have a look in the credit card section, much more info there.

My bad, got mixed up

Yeah, it is RM80k, not RM100k

CIMB has been 250K for a while I believe - when they asked me last October it was already 250K

Couldn't say - I use HSBC + Maybank - haven't found either particularly useful.

Other than skipping queues in Maybank branches

Changed today at Maybank Desa Parkcity. Took forever as I didn't arrange with RM in advance like last year

Didn't change any RM1

RM5 recycled, RM10 new. No idea how many they have though.

HSBC Premier and Maybank Premier both have never given me a single gift at all 😪

Well if you qualify no harm in signing up. Never had any benefits from it though

Sure you can move it out - just lose the Premier status

RMs generally aren't interested to get in touch with me as I tend to do my own investments (where they can earn majority of commissions from!)

I mean like Unit Trusts as example or other investments they offer, normally I just keep FD / foreign currency deposited.

Probably the most (or only?) useful thing about Maybank PW is the new "Wealth" app which you can sign onto through fingerprint in iOS. Fastest way to check balances !

Aspire is a different product to Premier Wealth or Priority Wealth

I don't really see Citigold being any better than other Priority banking services to demand a higher AUM.

At least HSBC Premier immediately issue a credit card without having to suit anything - Citibank it took me multiple applications and a couple of months!

Ah yeah that's true - exchange rates are slightly better (USD > MYR at least)

To transfer from SGD to USD?

SGD account to Interactive Brokers is also an option and convert there - no spread at all!

Ah I went for Prestige not the Reward card.

Yes, Citigold

I'd have thought with having a qualifying deposit and pledged FD it'd be a quick and easy procedure - never had this problem with Maybank or HSBC for example.

Anyway not a big deal, just something I'd expect to be quite hasslefree.