Dec 23 2024, 07:13 PM
QUOTE(RJdio @ Nov 30 2024, 08:16 AM)
HSBC has a multi-currency account. Put some xxx USD there - earn the 4.x% interest and its enought to keep the premier banking going. Why would you need it ? If all your banking in Malaysia and you dont travel overseas much or plan to finance your children overseas than I agree limited reasons. Thier relatonship managers focus on uncle aunty UT or forex products. Few are truly savvy. But for the overseas accounts its worth having it - protects your foreign currency in Malaysian account and easy to move funds.
Ya using the HSBC EGA multi currency. Zero transfer fee from my GBP acct to my kid in UK and vice versa. Be it via her MY or UKHSBC.Plus they facilitate the UK HSBC acct opening from MY. All debit cards sent to MY before flying off. So pretty good service.
Converted most funds when it was low rate and then keep in GBP FD for 4-4.9%... now is lower at 4.1%.
Travelling also easy with the EGA debit card.
The premier status easy to maintain as any products with them is counted as part of min funds.
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