QUOTE(prince_mk98 @ Oct 1 2018, 08:04 AM)
Call HSBC. They said cannot. Sigh...
Mine also flexi loan acc.
QUOTE(icemanfx @ Oct 1 2018, 10:58 AM)
If one's aum qualified for priority banking, need of flexi loan/ca is unnecessary.
Pb is a segregation for bank to milk high net worth customers, unlikely to permit free rider.
Basically you are right, PB account is different from normal account.
For normal house loan, it is unable to switch into PB account, unless your loan value is >1M.
However, I had learnt something in the process while talking to SC regarding loan / PB.
1. First, open a PB account with 250k
2. Then only you apply for house loan, can get much better rate
3. You may combine two 500k house loan to gain PB status (1M)
4. AUM is calculated by end of month, some people are switching the fund between PB acc and loan acc (to offset interest)