I have rhb Ambank Ocbc and hong Leong... Pb experience really depand on the rm tat serve you.if u meet a nice Rm I think which bank also don't matter so much... By my site if for investment of ut the Ocbc can serve me better and I was very happy on the service of my Ocbc rm...If u wish to enter the primier lounge at air port the Ambank priority world master card is suit for you...Hong Leong is better in term of the service on counter.. rhb I m really seldom go there...
As my advice you better go to the branch and experience on the service of there since all branch can't be same service .. really depand on the rm how their can fulfill ur require

Ok? Pb is it... If pb for Ambank I'm quit ok since their fd rate is quit high for me.. the rm.service for the ut is not so nice . .

How good was the rate? My main purposes to join PB is to get better FD rate, PB Visa Infinite card and some UT investment. 

Pb can recycle?

Ermm just double confirm with t he Ocbc rm.. we should be eligible to enjoy our pb worldwide. Ut if wan to open. Account we need to fullfil some criteria also..

They encourage you to have.

It’s entirely up to you. You can have BSA alone and still be PB with VI/WMC
No... either increase loan or deposit - both not worth since there isn’t much benefit

Yup my ambank RM is hopeless too. Their service is sub par compared to OCBC and CIMB. Even my Maybank RM is hopeless. Barely knows about the products that I ask her about and gives me false information all the time.

Its always that way. Because they wanna earn commission and their highest income is from UT sales.