CIMB, UOB and RHB priority banking is good, Relationship manager excellent service. Have a try on these three. Others bank so-so, worst is SC bank (those day is good).

Changed today at Maybank Desa Parkcity. Took forever as I didn't arrange with RM in advance like last year

Didn't change any RM1

RM5 recycled, RM10 new. No idea how many they have though.

Lebih kurang 2-3 months 

A scenario below for 300k min AUM for PB:

Person A is already a PB customer with 300k FD.
Out of this amount, 200k FD is joint with Person B.

Then, A and B add another 100k joint FD, making the total 300k joint FD

Is B also eligible to be a PB customer? Thank you