All Singapore banks are like that an of course no interest. If you already have 2 accounts in SG, that's enough as the more SA you have with them, the more money you will lose. No interest, needs min amount inside (your money is not doing anything)

Their savings and FD generate virtually nothing. Even their epf version only pays like 2%. They said retirement fund should not be given as high as what our EPF give us as it is a safe investment. If one wants to get more than that, they need to get into riskier stuff. Malaysian EPF is giving too much returns.  Not my words but words from Singapore retirement fund officers.

A person here already shared how to get 1% p.a from Singapore banks. One will need to transfer back and forth between ocbc and scb every month to "trick" banks into thinking it's new funds.

Clients are required to maintain a minimum of MYR250,000 in Investable Assets (Deposit and Investments)

Does this include money in shares with the bank?

shares is hold under your CDS account and is not under bank portfolio therefore not counted as AUM when come to premier banking consideration.

However, when come to private banking, bank are more concern about your overall net worth therefore shares are counted.