They encourage you to have.

It’s entirely up to you. You can have BSA alone and still be PB with VI/WMC

No... either increase loan or deposit - both not worth since there isn’t much benefit

The limit is offered by bank’s approval not the branch manager.

The limit is based on your income etc. AFAIK is min 50k but u can reduce to any amount you like.

I reduced mine too... those limits from diff bank can allow you to buy a C200 using credit...

U need buy investment etc only get invited as those are mainly talks on those and it has to be substantial.

Eg uob / SCB / amb. After few years holding and given annualised return of 3%+ average, I’ve sold them off except UT and since then never get invited anymore

slow and dont know what they are doing- once had a good RM but he has resigned... so i left the bank too lol

rhb's product does not stand out- just typical ones.

Their RM is lacking of servitude and dont have good product knowledge- quite a lot of new faces - young and dont give a f attitude unless they earn something in return

amb still have some good ones- depends on branch I guess...

Uob and amb does. 1m aum with them. Still does.

Hsbc still does actually - 1m aum as well to be pre qualified.

Rhb offers as long you’re their Pb- not sure if they still practice this now.

SCB need to apply.

Iirc they will auto upgrade after 6m- review in June / Dec.

Amb give notebooks/ pen / squarish umbrella 😑

Local bank loan is 1m. International branding ask for 1.5m loan.

Is there something in particular you’re looking for? It’s too broad to define.

For service, uob is pretty decent. All instructions over phone call.

For cards, MBB is the best.

For lounge access, SCB wins. Amb is 2nd.

Yay!

Just maintain 200k will do. Need to apply for their cards unless holding aum above 1m then will be given without application.

Yes. Epf stt will do.

Yes. For personal account transfer to another if amount exceeded 25k.

Unless it’s from your own bank A to bank B then no problem.

Due to MCO. Not much offering coffees.

Maybe free parking?

SCB / UOB / HSBC

Actually I’m referring those top 3 that offers better banking services and experience.

No. They don’t do retail banking in US. Only commercial banking in US And Europe.

As a priority, you already save on the commission and discounted rate. Even better if you book a deal through your RM.

MCO period don’t serve anymore 😂

Otherwise their coffee seems pretty decent

Should have a welcome pack which consist of the information etc which has parking sticker/ change of new pb atm card although a bit redundant/ get welcome gifts ? Lol / privilege you may use or need like rates discount etc + sign offsite indemnity form etc for call instructions/ RM details/ risk profiling etc

Based on past one year experience, no charges imposed

I think that’s different. That’s for the account you owned.

A different charge. Not the preferred banking charge.

Gotten mooncakes deliveries for being PB for few different banks

U just missed out mooncake 😂

On boarding offer of cash rebates too.

This post has been edited by Cookie101: Sep 23 2021, 08:14 PM