HSBC has a multi-currency account. Put some xxx USD there - earn the 4.x% interest and its enought to keep the premier banking going. Why would you need it ? If all your banking in Malaysia and you dont travel overseas much or plan to finance your children overseas than I agree limited reasons. Thier relatonship managers focus on uncle aunty UT or forex products.  Few are truly savvy.  But for the overseas accounts its worth having it - protects your foreign currency in Malaysian account and easy to move funds.

I know but why need the status? for airport lounge? that wound another better choice la

many