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 Priority Banking, Everything about Priority Banking

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xander2k8
post Jan 30 2023, 05:45 PM

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QUOTE(gedebe @ Jan 30 2023, 05:06 PM)
They give black debit not credit card.
That's why i am asking which other one is better?
*
No such is which is one is better as everyone private banking needs are different 🤦‍♀️

Instead of asking us you should go ask the banks instead what extra do they offer 🤦‍♀️
Unkerpanjang
post Jan 31 2023, 06:54 AM

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QUOTE(gedebe @ Jan 30 2023, 05:06 PM)
They give black debit not credit card.
That's why i am asking which other one is better?
*
Unker watching Malaysia travel blogger wearing Rolex one, son in Ozzie Land.
He says Maybank black credit card best for travels. Unker entering next stage to retirement soon.... i oso want one free annual.
tgeoklin
post Jan 31 2023, 07:09 AM

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QUOTE(jerantut2011 @ Nov 11 2022, 02:25 AM)
Interesting about the Bank Rakyat premier banking tiers.

Having a credit card with limit above RM 250k entitles one to the top tier of the premier banking apparently.
*
You got it wrong...... It's ≥250K credit card limit for Premier Banking Client, based on AUM 😅

This post has been edited by tgeoklin: Jan 31 2023, 07:10 AM
icemanfx
post Jan 31 2023, 10:44 AM

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QUOTE(Unkerpanjang @ Jan 31 2023, 06:54 AM)
Unker watching Malaysia travel blogger wearing Rolex one, son in Ozzie Land.
He says Maybank black credit card best for travels. Unker entering next stage to retirement soon.... i oso want one free annual.
*
As long as credit is available and could swipe, any credit card is good for travel. Concierge services, airport lounge access, buy 1 free 1 j class ticket, free hotel night, etc come with conditions and is not free.
Unkerpanjang
post Jan 31 2023, 10:57 AM

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QUOTE(icemanfx @ Jan 31 2023, 10:44 AM)
As long as credit is available and could swipe, any credit card is good for travel. Concierge services, airport lounge access, buy 1 free 1 j class ticket, free hotel night, etc come with conditions and is not free.
*
Bro Icemanfx, wah! You oso very cool explain le.
Thank you, Unker respects!
What bank credit card u use?
gedebe
post Jan 31 2023, 11:53 AM

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QUOTE(Unkerpanjang @ Jan 31 2023, 06:54 AM)
Unker watching Malaysia travel blogger wearing Rolex one, son in Ozzie Land.
He says Maybank black credit card best for travels. Unker entering next stage to retirement soon.... i oso want one free annual.
*
Uncle, share with us how you managed to get so big amount of ASM when it is so difficult to get last time
Unkerpanjang
post Jan 31 2023, 02:16 PM

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QUOTE(gedebe @ Jan 31 2023, 11:53 AM)
Uncle, share with us how you managed to get so big amount of ASM when it is so difficult to get last time
*
Bro Gedebe,

Unker paiseh to reply, but to be perceived rude if ignore.

Unker can only say...right time, right place, right person.

Auntie met old neighbour who lost contact at roadside, pulled Auntie & Unker along to register so they can chat.

Arrived Bank, the ticket counter for registration maxed out, Auntie about to go home.

A stranger decided to give up waiting, approached & handed her queue no# to Auntie.

Bank clerk allowed both Unker & Auntie to set up separate accounts, with single queue no#. Rightfully, no sharing.

For Unker, above is great lesson in humility, karma n benevolence.

Unker oledi out of topic, this thread. Sorry all Seniors!

This post has been edited by Unkerpanjang: Jan 31 2023, 02:19 PM
ntchong
post Jan 31 2023, 02:53 PM

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QUOTE(Unkerpanjang @ Jan 31 2023, 02:16 PM)
Bro Gedebe,

Unker paiseh to reply, but to be perceived rude if ignore.

Unker can only say...right time, right place, right person.

Auntie met old neighbour who lost contact at roadside, pulled Auntie & Unker along to register so they can chat.

Arrived Bank, the ticket counter for registration maxed out, Auntie about to go home.

A stranger  decided to give up waiting, approached & handed her queue no# to Auntie.

Bank clerk allowed both Unker & Auntie to set up separate accounts, with single queue no#. Rightfully, no sharing.

For Unker, above is great lesson in humility, karma n benevolence.

Unker oledi out of topic, this thread. Sorry all Seniors!
*
compile life stories
make ebooks
sell at amazon, kindled
dapat untung, dapat income
semua pump masok EPF, ASMx, SSPN
negara maju, rakyat sejahtera
gedebe
post Jan 31 2023, 03:34 PM

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QUOTE(Unkerpanjang @ Jan 31 2023, 02:16 PM)
Bro Gedebe,

Unker paiseh to reply, but to be perceived rude if ignore.

Unker can only say...right time, right place, right person.

Auntie met old neighbour who lost contact at roadside, pulled Auntie & Unker along to register so they can chat.

Arrived Bank, the ticket counter for registration maxed out, Auntie about to go home.

A stranger  decided to give up waiting, approached & handed her queue no# to Auntie.

Bank clerk allowed both Unker & Auntie to set up separate accounts, with single queue no#. Rightfully, no sharing.

For Unker, above is great lesson in humility, karma n benevolence.

Unker oledi out of topic, this thread. Sorry all Seniors!
*
you mean having connection with certain ppl that could deposit the fund
Unkerpanjang
post Jan 31 2023, 03:45 PM

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QUOTE(gedebe @ Jan 31 2023, 03:34 PM)
you mean having connection with certain ppl that could deposit the fund
*
Bro, oops...Unker wanted to imply, it's pure Luck.

Unker deposited a lot during GE13, when everyone dumped. Last time, no daily deposit limit.

So, we say History never repeats itself, but it does often rhyme.
If the current negative dividend sentiment extends to Apr, you can still decide to add onto ASNB. (If you so choose).
xander2k8
post Jan 31 2023, 04:18 PM

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QUOTE(Unkerpanjang @ Jan 31 2023, 02:16 PM)
Bro Gedebe,

Unker paiseh to reply, but to be perceived rude if ignore.

Unker can only say...right time, right place, right person.

Auntie met old neighbour who lost contact at roadside, pulled Auntie & Unker along to register so they can chat.

Arrived Bank, the ticket counter for registration maxed out, Auntie about to go home.

A stranger  decided to give up waiting, approached & handed her queue no# to Auntie.

Bank clerk allowed both Unker & Auntie to set up separate accounts, with single queue no#. Rightfully, no sharing.

For Unker, above is great lesson in humility, karma n benevolence.

Unker oledi out of topic, this thread. Sorry all Seniors!
*
How come the bank no priority line for seniors? 🤦‍♀️ Name the bank

QUOTE(ntchong @ Jan 31 2023, 02:53 PM)
compile life stories
make ebooks
sell at amazon, kindled
dapat untung, dapat income
semua pump masok EPF, ASMx, SSPN
negara maju, rakyat sejahtera
*
No one read e-books these days 🤦‍♀️

Life are meant to be told, share and pass on

QUOTE(Unkerpanjang @ Jan 31 2023, 03:45 PM)
Bro, oops...Unker wanted to imply, it's pure Luck.

Unker deposited a lot during GE13, when everyone dumped. Last time, no daily deposit limit.

So, we say History never repeats itself, but it does often rhyme.
If the current negative dividend sentiment extends to Apr, you can still decide to add onto ASNB. (If you so  choose).
*
Uncle got ToTo 😂

The negative sentiment is slowly turning to neutral sentiment but for ASNB still too early to tell because PMX administration performance only after budget and the mid year rating agencies meetings will tell true picture

Dip toes now is a better way
Afterburner1.0
post Feb 1 2023, 10:33 AM

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All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
Human Nature
post Feb 1 2023, 10:38 AM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
*
And no need to queue, useful for those doing otc stuffs
Unkerpanjang
post Feb 1 2023, 12:07 PM

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QUOTE(Human Nature @ Feb 1 2023, 10:38 AM)
And no need to queue, useful for those doing otc stuffs
*
Ampun, Ampun, Unker semua,

But it's established that humans theories of motivation by Maslow n Herzberg.

While such motivation is not necessary for segment of society, I wud conclude the banks have spent $$$ researching the opposite to be commercially viable & financially profitable. Customers do feel good when with special treatment.
CommodoreAmiga
post Feb 1 2023, 12:25 PM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
*
Totally agree. If the FD rates only a little bit better or can't even beat open promo from other banks, I no Gip fcuk. I will rather put my eggs in many baskets, and keep Russian rouletting the money to become "fresh fund" from banks to banks.

This post has been edited by CommodoreAmiga: Feb 1 2023, 12:26 PM
LuckyBai
post Feb 1 2023, 12:35 PM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
*
This isbwhy i like Public Bank red carpet banking .. Truly deserved
xander2k8
post Feb 1 2023, 12:36 PM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
*
Otherwise how banks gonna they earn their money 🤦‍♀️

That is why those Ultra rich only uses their own private bank for the privileges

QUOTE(Unkerpanjang @ Feb 1 2023, 12:07 PM)
Ampun, Ampun, Unker semua,

But it's established that humans theories of motivation by Maslow n Herzberg.

While such motivation is not necessary for segment of society, I wud conclude the banks have spent $$$ researching the opposite to be commercially viable & financially profitable. Customers do feel good when with special treatment.
*
Don’t you know that major big banks in the world would hire a fresh grad in psychology rather than in Finance?

Most banks these days would have those expertise to play the ego game otherwise why on earth they love emphasising AUM 🤦‍♀️

QUOTE(CommodoreAmiga @ Feb 1 2023, 12:25 PM)
Totally agree. If the FD rates only a little bit better or can't even beat open promo from other banks, I no Gip fcuk. I will rather put my eggs in many baskets, and keep Russian rouletting the money to become "fresh fund" from banks to banks.
*
Don’t Russian roulette too much later BNM will start capital controls on you
CommodoreAmiga
post Feb 1 2023, 12:42 PM

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QUOTE(xander2k8 @ Feb 1 2023, 12:36 PM)
Otherwise how banks gonna they earn their money 🤦‍♀️

That is why those Ultra rich only uses their own private bank for the privileges
Don’t you know that major big banks in the world would hire a fresh grad in psychology rather than in Finance?

Most banks these days would have those expertise to play the ego game otherwise why on earth they love emphasising AUM 🤦‍♀️
Don’t Russian roulette too much later BNM will start capital controls on you
*
Eh..what Capital control? It's not like i Russian roulette millions every time. Move from bank to bank for FD apa sarahan? Unker small fry B40 ikan bilis only.

This post has been edited by CommodoreAmiga: Feb 1 2023, 12:44 PM
xander2k8
post Feb 1 2023, 12:47 PM

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QUOTE(CommodoreAmiga @ Feb 1 2023, 12:42 PM)
Eh..what Capital control? It's not like i Russian roulette millions every time. Move from bank to bank for FD apa sarahan? Unker small fry B40 ikan bilis only.
*
You never know our BNM 🤦‍♀️ unpredictable and only start banning those authentic accounts while letting scammer and mules account running around

icemanfx
post Feb 1 2023, 01:09 PM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
*
Ideal target for structured products.

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