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 Direct purchase of motor insurance on portal

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TSWH4CockcooBird
post Oct 23 2025, 09:32 AM, updated 2 months ago

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I noticed online portal of insurance companies are not offering all policies or sometimes not offering anything at all for motorcar or motorcycle insurance, but available via their agent.

This wasn't the case last year.

Had insurance company narrowed their direct offering online in order to divert sales to their agents?

Surely feeling it's happening this year.
TSWH4CockcooBird
post Oct 23 2025, 10:10 AM

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QUOTE(bismaximus @ Oct 23 2025, 10:08 AM)
For new car or renewal? If new, can call them up. I did for Etiqa just few weeks back.
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Renewal but with a different insurance company.

Shopping around.
TSWH4CockcooBird
post Oct 23 2025, 04:33 PM

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QUOTE(loui @ Oct 23 2025, 03:43 PM)
The purposely do that to filter out high risk vehicle.

As those insurance policy yield little to no profit.

For example
1. Commercial vehicle
2. Hilux
3. Car above 15 years old
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I was renewing for my 1 year old scooter, from online website:-

Company A - Offers only all rider policy
Company B - Offers only 3rd party policy
Company C and others - Website error out after entering details.

So I called up bike shop told them renew for me single rider comprehensive cover.
No issue then.

Then, I was renewing for 12 years old car:
Few companies error out saying not taking it.
Finally got it with Etiqa.
TSWH4CockcooBird
post Oct 24 2025, 09:53 AM

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QUOTE(MGM @ Oct 24 2025, 08:03 AM)
Pls name those insurance companies that u already have the info.
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Off my head, Allianz and Berjaya Sompo.

There are others but I can't remember exactly what happened that I am unable to even get a quote online.

 

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