It won't be the end of credit cards if you're using them to pay off the Atome payments..
ATOME PayLater 3 Payments 0% Interest
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 Oct 22 2025, 10:09 AM
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Oct 22 2025, 01:44 PM
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QUOTE(ryder_78 @ Oct 22 2025, 11:19 AM) Perhaps I've written wrongly. What I meant was choosing Atome or other platform to make 0% instalment payments when payment with credit card (certain banks) is not available or not offered by the merchant. Ok, but I wouldn't use BNPL for EVERYTHING or think of it as a substitute for credit card 0% installment. Any merchant worth their salt would need to have installment options available, like tech merchants. The most I'd use BNPL for is like, erm, Sephora (don't judge me). Also when you use Atome, can use points to offset the payment, so.. ehh. Hypothetically if I was to get an iPhone or whatever, I wouldn't BNPL it, but that's just me. This post has been edited by synical: Oct 22 2025, 01:46 PM |
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