I assume this is not ready then, shud be brand new units still under construction

most ppl have this mindset rental cover installment, frankly if your rental pays for your interest , good enough, anything else is a bonus, rest monthly top up take it as saving
5 years later when you sell it, the saving goes back to you as well

I have just recently purchase something about that pricing incl MOT and misc, rental is about 6k plus for now
as mine is subsale, the total upfront is 2.5x of yours
personally commercial has better chances as compare to residential/condo, just that the starting price much harder for most

hopefully by the time its CCC, your rental may go upwards or stagnant
If the value of property yield is higher than rental, then sell it, if not just collect rental as normal

This post has been edited by rx330: Oct 16 2025, 04:53 PM

Im not too sure which state you are in, but double storey shoplots cant be sold to foreigner, so you will lose a small % of prospective buyer in future.

but the benefit, its easier to rent out both ground and 1st, those 2nd n 3rd storey is a pain in the ass to rent, end up become hostel, also nightmare with the cleanliness
im not sure whats the trend at your side, but recently new shops, landlord will force tenant to take up the whole building, either you use it or you sublet, your pasal

nowadays developer also pandai, better access, better exposure units, they sell it higher, unless those days where 1st come 1st serve basis, all unit same price unless different built up

normally main road tenants bigger brands who are able to pay more rental for exposure

if compare to residential, should be much easier, just do your due diligence what biz they are doing, if extensive renovation needed, ask for more renovation deposit, after that technically own self settle sendiri unlike residential where aircon rosak, pipe rosak, toilet stuck
for commercial they do ownself aje

since yours is not a factory, the insurance premium should quite standard

as per all landlord, also depend on luck your type of tenant, you get a good one, good paymaster, then just keep it as it is, no need to hike too much on next tenancy agreement

nope, cant be bothered

but we are always sharing within circle of friends info, wisdom and experience, so hopefully none will need to go thru any bad deals

the simplest calculation of gross roi
rental income, 1500 x 12 = 18000/60000 x 100 = 3%
any capital gain in future when you sell it, its bonus
but the 3% very gross, still got other expenses such as quit rent, assessment, maintenance n also insurance, interest aside lagi

yea, but touch wood for me, since I dont do residential, so far mentioned issue did not happen to me "yet"

I think regardless what investment , just do what you're comfortable with