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 Buy Property or Good Stocks or FD Interest

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lyekit
post Oct 14 2025, 08:40 PM

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QUOTE(KronenZerg @ Oct 14 2025, 02:43 PM)
Guys -
I was watching TikTok video about this Dato Vince explaining how to make passive income..
The way he describe, you can buy a house and then sub it out for rental and then use the money to buy another house again ..

So if you have $$ .. should you invest in property or put in reliable stocks like PB or CIMB?

Your thoughts .. i will be receiving $$$ from US stock trading so dunno which should be good option as inflation will take place and amount in FD will become smaller in the future.

I am not expert in stocks or even crypto .. so afraid will lose instead.
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All in crypto la. YOLO
lyekit
post Oct 15 2025, 08:01 AM

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QUOTE(KronenZerg @ Oct 14 2025, 09:28 PM)
Dato Vincent Nee ... property investor .. google and see ..
He did podcast in one of local stations and he explained his students makes money from rental .. even said one of his students has 200K per month passive income.

No balls to play crypto lah ..

Yes, thinking to buy stocks that has good dividend payouts .. Public Bank, CIMB .. any other suggestion from stocks gurus?

I have the same thinking on property .. nowadays, it is hard to get back ROI and plus shitty tenants. I have friend who suggested buy a property and turn to Air BNB wor ..
Sounds interesting but it is like rental too so if unlucky, shitty customer .. koyak but chances are lower compared to long term tenants.

I am more of conservative person so i wouldnt dare to roll hard .. i know inflation will sure affect the % FD so best option is long term stocks.
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No la.. Just kidding about crypto. It's very high risk but high reward. Take the recent liquidation of crypto for example. Some please lost everything.

If you want good investment, I think FD is safest but the rate is like 3.6 to 4.0% per year which might not be good enough. Search for blue chips stock like Maybank that gives 6% dividend (historically) but there is a chance of price swing within 10-15%. It should able to recover back during good time so if you're not in a hurry to use the cash, it's only paper loss until you sell the stocks. Other option is self investment in KWSP but do check if you're able to withdraw that amount in case of emergency.

 

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