Guys -
I was watching TikTok video about this Dato Vince explaining how to make passive income..
The way he describe, you can buy a house and then sub it out for rental and then use the money to buy another house again ..

So if you have $$ .. should you invest in property or put in reliable stocks like PB or CIMB?

Your thoughts .. i will be receiving $$$ from US stock trading so dunno which should be good option as inflation will take place and amount in FD will become smaller in the future.

I am not expert in stocks or even crypto .. so afraid will lose instead.

Yeah . .looking for passive income.
What doesnt make sense to me is the ..spending RM400K, but rental is merely 2K/month .. take how long to get back the ROI, except the property is mine and hopefully appreciate in the future to offset the inflation.

max_cavalera expert on rent-vesting ,  rent out 2 properties , sendiri live on renting , drive tesla

general rule:

high risk high profit, low risk low profit, no risk no profit.

if an investment has guaranteed profit, then it is guarantee lose money or guarantee scam.

example, FD guarantee 3.5% interest, but with inflation, is guarantee lose money.

inflation is 1.5% in one month. that is at least 15% per year

All he said is purely marketing talk lah, lure u to join his class, after that teach u all the method which available online, sell u certain property which he has kickback, then renovation use his own company.

And u go and check www.istiadat.gov.my/, his datoship name is not in there, meaning he is using fake title. This type of guru better stay far far away lah.

How to create RM200k passive income nowadays? 3rd property already cap at 70% max loan. Unless you are cash rich and able to place 30% downpayment and create the so called "200k passive income"

Im not too sure which state you are in, but double storey shoplots cant be sold to foreigner, so you will lose a small % of prospective buyer in future.

but the benefit, its easier to rent out both ground and 1st, those 2nd n 3rd storey is a pain in the ass to rent, end up become hostel, also nightmare with the cleanliness
im not sure whats the trend at your side, but recently new shops, landlord will force tenant to take up the whole building, either you use it or you sublet, your pasal

nowadays developer also pandai, better access, better exposure units, they sell it higher, unless those days where 1st come 1st serve basis, all unit same price unless different built up

normally main road tenants bigger brands who are able to pay more rental for exposure

if compare to residential, should be much easier, just do your due diligence what biz they are doing, if extensive renovation needed, ask for more renovation deposit, after that technically own self settle sendiri unlike residential where aircon rosak, pipe rosak, toilet stuck
for commercial they do ownself aje

since yours is not a factory, the insurance premium should quite standard

as per all landlord, also depend on luck your type of tenant, you get a good one, good paymaster, then just keep it as it is, no need to hike too much on next tenancy agreement

Dato Vincent Nee ... property investor .. google and see ..
He did podcast in one of local stations and he explained his students makes money from rental .. even said one of his students has 200K per month passive income.

All he said is purely marketing talk lah, lure u to join his class, after that teach u all the method which available online, sell u certain property which he has kickback, then renovation use his own company.

And u go and check www.istiadat.gov.my/, his datoship name is not in there, meaning he is using fake title. This type of guru better stay far far away lah.

How to create RM200k passive income nowadays? 3rd property already cap at 70% max loan. Unless you are cash rich and able to place 30% downpayment and create the so called "200k passive income"

is there any guide to buy ETF? This is something new to me and i am surprised the return is so much?