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 Buy Property or Good Stocks or FD Interest

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lovedota88
post Oct 18 2025, 11:22 AM

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i owned a condo, currently tenanted. The condo was fully paid up so i do not need to pay any installment now.

montly income is rm1800 - 300 mgmt fees = rm1500 net

I rented out my unit as fully furnish, i tell you so many problems your tenant will occasionally call u if this spoilt that spoilt, then water leaking and damaged the wardrobe and bed frame have to buy new wardrobe and bed frame

Unless u think that property value will bomb like SG or HK, it is 100% not worth to invest in condo. If you want to invest you may buy shoplot better roi and easier to rent. Buying condo with loan from banks 30 years fully pay off with interest is about doubling the value from your purchase, if today u buy 400k u need to expect to sell your property at 800k to break even. Not including lawyer fees + stamp duty.

Also look around, every year also pop up few new condos, if your condo20 years old people also wont want to rent your place they rather pay few hundred more to stay in newer condo.

Also dont forget about tenant running away with your furniture / damage your property and stop paying rent

 

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