All in crypto la. YOLO

This is dangerous. Don't learn to trade before you learn how to invest.

Trade is a gambling. Not invest.

Invest and hold long is the most profitable and safest.

1. what are your goals? financially and lifestyle
2. what is your risk appetite?
3. how much stress are you willing to handle?
4. have you read the "FIRE" thread?

the way I see it, you have a lump sum coming in
here is my suggestion, open a multi-currency account with a local bank
I recommend RHB or CIMB
receive the money in USD into the multi-currency account
keep the money using Time Deposit, that's the FD for us

meanwhile, figure things out before you put your money down

current rates: >3.7%

https://www.rhbgroup.com/treasury-rates/mul...osit/index.html
https://www.cimb.com.my/en/personal/help-su...it-account.html

2. 3 then go for ETF. 4 Some one already point you to the direction. You just need to read though one by one.
Yes it's doable. You are talking to the guy for manage to have 5-6 months pay in fully passive income every year and will increase to 1y eventually. Once I hit 2y of fully passive pay, I am walking away from working.

I will you don't waste time and money with foreign FD. Why? Banks force you to convert at banks rate which means out of the gate you lose 3% already. Then forex is volatile. When you want to get your money out, you need to convert back to RM, another 3% loss.

Of course my semi passive income already exceed my 2y pay. But to get to where I am you need to do homework and don't do things conventionally. I am using my semi passive income to build up my fully passive income.
Then you get diluted lo. Simple as that. Means you received lower payment if you do not continue putting in money.

Why? Very simple. They pay you 90% of what they earn. Where to find money to buy new property and where to find money to pay off the debts that are due? So they turn to you as ATM machine.

That's is one of the reason I never hold any reits anymore. There are other reasons also.

Property investment in Malaysia is somewhat profitable if you know what you’re getting into. It is also helped by the leverage you get of using the bank’s money. Contrary to popular belief, being a landlord requires work. No such thing as just every month get rental. If you can handle that, then by all means, go for it.

For investing in publicly traded stocks, leverage is not as safe as real estate due to the volatility and cost. However, if you can truly understand the business and have strong conviction, it can easily 10x or even 100x your investment. It is also very liquid. For those who aren’t able to understand businesses, going for ETFs that reflect an index or sector is the next best thing.

For FDs, it’s the least risky product but not recommended if you’re looking for growth. It can’t beat inflation.

In conclusion, there’s no one size fits all. Understand your needs, your abilities and risk appetite. Remember the rule, there’s no free lunch in the world. High returns always comes with high risk. When you hear the news so and so makes it so easy, remember that there are 99 more that failed. They didn’t tell you only.