How is it in term of claim, towing etc?

I only get to know this insurance company when doing quotation comparison just now, not much info on this forum also.

I compare the quotations between etiqa (currently purchased) and takaful ikhlas, and the difference is like rm1.83k (etiqa) against rm1.34k (takaful ikhlas) with same coverage. Why is the gap so much?

that means they have better underwriting appetite

Can compare with takaful Malaysia also. You can find them on their hippy website kaotim.com

See which one cheaper. Usually aside from towing offer, very little additional perks. And most ppl don't really claim often enough to know who process faster.

checked a few, seems like this takaful ikhlas still the cheapest

Im on takaful ikhlas, ill go for the most reasonable price, every year ill go with different insurance company, lazy to stick with one

must find ur car sc or fav workshop is their appointed panel or not

Yalo ikjlas seems cheaper,been Etiqa got over 16yrs

The whole claim team relatively new compare to the establish one such as Etiqa, Allianz, Zurich and Liberty.

Hence process might be marginally slow.

Overall, still one of the good one in the industry.

This year i choose takaful ikhlas due to they offered higher coverage for my 22 years old camry acv30 thru bjak, for next year i guess ill go for allianze or zurich

Rhb good? I wonder if its okey or not cuz listed on bjak