I sprayed screen cleaner on my Vivo V9 screen and wiped it with a microfiber cloth. The next day, it started showing a ghost effect, then vertical lines, and eventually change its color. Which one should i choose: sending it to a technician for repair or buying a new Redmi Note 14 5G (within my budget)? I'm worried the technician might do something suspicious to my Vivo V9 during around the repair which takes about 30 minutes and costs around RM150. I also can't use CIMB OCTO because my Vivo V9 doesn't support Android 10 and above. Should i switch to another bank like Maybank without buying new phone?

If you want a pure Android phone, isn’t a Google Pixel good for that?
Redmi Note 15 has a curved screen and i don’t like it. I think I'll choose to replace my Vivo V9 screen since it's still usable.

I'll also create a new Maybank account as MAE by Maybank2u doesn't require android 10 or above. This way, I can keep CIMB for saving larger amounts of money without much spending and use Maybank for online transactions. Is this a good idea?
It's not about being poor. Even if i had the money, I wouldn't spend it mindlessly.
I don’t think it is a waste of time for my Vivo V9. I think I'll choose to replace my Vivo V9 screen since it's still usable.

I can create a new Maybank account as MAE by Maybank2u doesn't require android 10 or above. This way, I can keep CIMB for saving larger amounts of money without much spending and use Maybank for online transactions. Is this a good idea?

Redmi A5 is too low spec for me. how about Redmi Note 14 5G within my budget?

how much is the replacement? basically not a good idea if you intend to use banking apps on this phone. it may last you only a while before the apps got updated and required newer android version to function.

security wise, you are on your own as well, android 9 is missing a lot of security feature that leave you venerable to malware or malicious apps acesss.

if you just want to keep this phone as you are "happy" using it. by all means, go fix the screen and use for basic stuff like whatapps and light browsing or use facebook apps etc.

not recommended for banking usage, even via browser.

Do you know which other banks require Android 10 or above?

The screen replacement costs RM150. I can log into my CIMB account using the outdated version of CIMB OCTO even though I can't update to the latest version. I haven't tried online transactions with it for a long time. Do you think i can still receive SecureTAC notifications after performing an online transaction using the outdated version of CIMB OCTO?

Why Maybank still dont want to up MAE Android version requirement? Does that mean MAE is not secure at all currently?

Thats why i pointed to Redmi 15. Because the note really does not differ much at all from the regular one. You also need to pay a few hundred more for few mm increase of screen size and fast charging. Redmi 15 seems to be much more good value than note now because of this. Note used to have better processor and all. But because the specs are already peaked between these 2 models than opting for the cheaper one is no brainer.

Stupid, stupid decision. Save RM100-200 but open yourself to risk of hacking when the security updates run out. Banks require you to update not because they pakat with phone company to sell you new phone.
Buy new phone that have the longest security updates support if you want to save money. A new Samsung for example ÷ 6 years is still much cheaper than new redmi ÷ 4 years of support

I saw on the webpage that the recommended OS version is Android 13 not Android 9.
So having more Android OS updates is more important than design, comfort, and performance?
I checked that A17 has 6 major Android OS upgrades compared to Redmi Note 14 5G which has only 2. Does that mean i should choose A17? But i don’t like the notch and bezel design.

If I buy Redmi Note 14 5G, the Android OS updates will last until 2029 so I can use it for about four years. Where should I buy it? From a Xiaomi authorized store or a reputable multi brand phone store offering a RM100 discount from a recent promotion?