Sep 14 2025, 09:55 PM
+-RM0.5K/mth saving for 4 years = 24k with 2k-3.5k salary
+-RM1.0k/mth saving for 3 years = 36k with 3k-5.5K salary
+-RM2k /mth saving for 1 years = 30K with 4k-7k salary
= +- 90k
Merely doable with above calculation...
QUOTE(roarus @ Sep 14 2025, 08:46 PM)
very possible if parents give u headstart in life i.e. no study debt, living with them and used car for commute
Definitely no new car purchase...1 car kill all budget for the first 10years of careerQUOTE(Singh_Kalan @ Sep 14 2025, 08:43 PM)
Buy a new house wont turn it to negative. You net worth just remained almost the same.
Net Worth = Asset - Liabilities.
Assume the house bought on 28yo, and at 30yo it is likely the house price remain the same/5k,10k increase in price. Net Worth = Asset - Liabilities.
However, House price - Stamping/legal fee (RM11k-30k), you would start with Negative
This post has been edited by taitianhin: Sep 14 2025, 10:04 PM
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