I thought some banks implement 90 days rules?

Why she insists to do some transaction when she knows the long holidays are coming soon?

Punyalah banyak hari dan bulan that she can do it

Possibly to park FD funds.

Certain banks has special offers for FD from time to time.

Current normal FD rates of 2.1% is not satisfactory. So banks have offers up to 4% for a certain period in order to maintain high number of deposits. (for reference, ASM for non-bumis only offer 4-4.5%)

FD investors typically chase these offers because not all banks offer it permanently and the offers will not roll-over to next period. And also ASM is limited for these NONs.


For example AMBank currently has 3.6% for 10 months eFixedDeposit. So these people will open account, deposit money whenever Ambank has an offer and will switch their fund to other banks when their offers are better.

They don't need an ATM card or visit physically to transfer their funds. All can be done online.


Don't think these people doing this kind of FD chasing are playing with tens of thousands only, it could be hundreds of thousands of RM or even millions.

Oh ok, understand now. Thanks

Macam ada sms. I macam got receive. I also shocked when i receive the sms. Wait i cari see.

Tak ada, only got sms for pre dormant.

But i think bestest part is Public Bank, they change new app, my phone cannot support the new app cause my phone already 5 years old. Even if i dont want to use app use desktop also cannot, call customer service also they say have to use new app. So now i can't access my pb account

This post has been edited by Burningsunz: Sep 14 2025, 12:48 PM

Ringgit millionaire, is that some poor man's joke?

Photo of complainer for verification pls.

To be fair. It's very frustrating when you suddenly don't have access to your own money...

If not mistaken, those idle accounts are being exploited (perhaps internal help from bankers), to transfer money in and out fo money laundering purposes, scammers provide people the idle account as proxy. Cause since is idle people dont check transactions .. not knowing being hacked.

As unker who did frontline customer service. it is never good idea to be Karen to front line staff who is already doing they best to resolve your issue.

Those staff is lowly paid and do shift work. They dun has all the power just do your "simple" request. Deswai ask you go branch for certain things.

You do lidis show your superior just ensure that noone wants to deal with you. Not what you want when it comes to fianncials

I don't think this count as Karen when it is actually legitimate concerns.

Like you don't think banks failing to inform you about the limitations of their system concerning?

And what is that about the bank not telling the customers about physical card until something go shit?

I had this happened to me before where the bank blocked my account and card from online transaction while I was in Singapore. That was the most infuriating shit ever because all my bills are paid online using the card and account.

This post has been edited by Satan Fallen One: Sep 14 2025, 02:32 PM

Maybe this is Bank Negara rule to prevent bank insiders from stealing from dormant accounts. Especially dead account owners pending court orders to allow money transfer to next of kin, those can take months to proceed.

LELELELELEL

Ayam feel burnttttt

Dunno.

Only ambank can tell.

how to conperm is legit concerns when she wont verify herself at branch?

bank didnt inform? onyl got 1sided storey.

bank block your acc, when you at singapork? - maybe to protect againts international fraud, since you suddenly login from oberseas?

karen trying not to go branch to verifuy. - thats classic scammer


Beraking news: Customer sues bank for allow scammers to withdraw RM5millions without customer being present at branch, after 90days deactivation.

victim says, "what type of bank allow a nasty fake customer email to break safety rules!!! it wasnt me, its was a scammer!! why didnt customer serbis ask to goto branch to verify identity? i dont care if its a long horiday or i have to run around or i dont have access to my money for a few days, my money safety from scammer is more important!! i dont care, i want my money back!!"

eh no worries, got FuBu can use that priviledge

I actually asked the customer service what if I am not in msia, she just reply if that scenario, other method will be provided.

I ask what the method, she reply that bank policy changes time to time, pandai pusing

I actually got lock out with cimb due to location sensitive, like while in golden triangle, after verification, can access

supposedly to prevent "reactivation" of dead accounts to be used as mules. but mules are smarter than this TBH

public bank also locked my account because "i need to login via browser to count as a login", using app doesnt count (WTF?)

Huh? Wtf?

thats what the PBE customer service told me when i called lol, sounds like nonsense

good thing is i only have CC account with them, no savings. but its still fucking annoying they told me need go branch to "reactivate" dormant account that dormant because of that

zz internet

This post has been edited by marfccy: Sep 14 2025, 10:39 PM