no wonder

and for me, insurance will always be more expensive than roadtax as insurance keep increasing their price

like i remember renew XXX amount for 2023 and then when comes to 2024, i go renew and went like...ehh, isn't this number same/higher than last year
so i go search my last year policy, sure enough it's more expensive (despite the amount to insure is lower)

Everyone has to abide to rules, regulations and law. In her case I'm sure JPJ has already sent her several warning letters before taking action but sadly she took it lightly and thinking everything can kaotim. It is not about compassionate regardless race or religion. She needs to understand. Probably her lawyer can educate her better

3rd party only. baru RM 250. cover theft and fire only
certain company like takaful malaysia will ask for gambar bla bla.
like alliance only 1st party at price RM 400+ ( not incude roadtax )

if i want cheaper. i can " Find and Copy" C180 [illegal way]