Once you apply AKPk you will not be able to apply loans in the near future, even after you have fully paid of your outstanding loans, cc. Then the banks you have AKPk with will internally and permanently blacklist you from any future loans.
So you might want to reconsider applying for AKPk. Maybe try to talk to your banks about restructuring your existing loans first. Good luck.

This post has been edited by TOMEI-R: Aug 20 2025, 07:38 AM