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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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brandonkl
post Apr 24 2026, 03:04 PM

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Although my 2 stamps were missing 2 days ago, after I paid another bill for final stamp yesterday, it did refresh my 4% for another 30 days. The funny thing is the 3rd stamp now also reflect as my 1st stamp for next 4% renewal.

My PayLater for Debit Card activated after I email support.
ericlaiys
post Apr 25 2026, 03:04 PM

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does i get stamp when use virtual ryt card to top up setel? Did twice (2 days) but did not get stamp. any idea why?

This post has been edited by ericlaiys: Apr 25 2026, 03:05 PM
cybpsych
post Apr 25 2026, 04:43 PM

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QUOTE(ericlaiys @ Apr 25 2026, 03:04 PM)
does i get stamp when use virtual ryt card to top up setel? Did twice (2 days) but did not get stamp. any idea why?
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https://www.rytbank.my/bonus-interest-campaign/

not all spend eligible
Medufsaid
post Apr 26 2026, 10:17 AM
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QUOTE(brandonkl @ Apr 24 2026, 03:04 PM)
Although my 2 stamps were missing 2 days ago, after I paid another bill for final stamp yesterday, it did refresh my 4% for another 30 days. The funny thing is the 3rd stamp now also reflect as my 1st stamp for next 4% renewal.
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QUOTE(ericlaiys @ Apr 25 2026, 03:04 PM)
but did not get stamp. any idea why?
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i talked to Ryt Live Agent and they confirm of a live bug for stamps. if in doubt, ask Ryt Live Agent to see how many stamps u have
QUOTE(znabil @ Apr 24 2026, 12:04 PM)
user posted image

If anyone having issues with the stamp not showing in the app, try clear cache.

Worked for me πŸ‘
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koja6049
post Apr 26 2026, 11:46 AM

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QUOTE(wjleong15 @ Apr 23 2026, 06:53 PM)
I don’t see any promo
Previously got
Wait promo only use it or to manage your cashflow?
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actually i asked for this feature for paylater to be integrated into the debit card last year, when they invited me in their customer survey. They just implemented it now.

the reason back then was they have a paylater cashback at that time but can only use QR. I was thinking it is so stupid to miss out the debit card spend when there's no reason paylater can only be tied to QR.
cybpsych
post Apr 28 2026, 04:39 PM

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QUOTE(znabil @ Apr 24 2026, 12:04 PM)
user posted image

If anyone having issues with the stamp not showing in the app, try clear cache.

Worked for me πŸ‘
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thanks for this

past 2 days, stamps not reflecting after jompay (eligible billers)

after clear app cache, stamps reflected.
theevilman1909
post Apr 28 2026, 04:43 PM

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there's some bug for stamps as confirmed by Ryt Live Agent

koja6049
post Apr 29 2026, 01:04 AM

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Today they sent official email regarding stamps
user posted image
user posted image


nexona88
post Apr 29 2026, 09:02 AM

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QUOTE(koja6049 @ Apr 29 2026, 01:04 AM)
Today they sent official email regarding stamps
user posted image
user posted image
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Finally they acknowledge there's issues on their part officially πŸ‘
Harddisk
post Apr 29 2026, 09:11 AM

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I've only made 2 JOMPay, then it says my stamps completed. Supposedly there's 1 more payment to be made.

Why Ryt so sot plug?
coolguy99
post Apr 30 2026, 08:04 AM

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QUOTE(Optizorb @ Apr 23 2026, 07:08 PM)
FYI: if you got use paylater for Ryt, it will appear in CCRIS record yea
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Even spaylater does not appear there. Dealbreaker for me. Not to mention there isn’t any benefit now as compared to spaylater.
lerijiso
post Apr 30 2026, 08:09 AM

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QUOTE(coolguy99 @ Apr 30 2026, 08:04 AM)
Even spaylater does not appear there. Dealbreaker for me. Not to mention there isn’t any benefit now as compared to spaylater.
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Because RYT is a bank. Spaylater is not.

But yeah..sucks.
purplefellow
post Apr 30 2026, 01:55 PM
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This stamp collection thing, after you complete it, does it +30 days to your remaining time or resets the timer to 30 days (the remainder is lost)?
Harddisk
post Apr 30 2026, 03:06 PM

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QUOTE(purplefellow @ Apr 30 2026, 01:55 PM)
This stamp collection thing, after you complete it, does it +30 days to your remaining time or resets the timer to 30 days (the remainder is lost)?
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Reset, not add. That's why we waited until the very last moment.
coolguy99
post May 1 2026, 08:44 AM

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QUOTE(lerijiso @ Apr 30 2026, 08:09 AM)
Because RYT is a bank. Spaylater is not.

But yeah..sucks.
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And spaylater offers way more benefit. Don't see a need to move there now.
wira1979
post May 1 2026, 02:34 PM

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QUOTE(coolguy99 @ May 1 2026, 08:44 AM)
And spaylater offers way more benefit. Don't see a need to move there now.
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What's the advantage of keeping money in SPayLater? Mind sharing.
5p3ak
post May 11 2026, 02:44 PM

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I tried asking their AI but I cant find out on
1. Is there a cut off time for calculation of daily interest? eg "snapshot" of account taken at 5pm?
2. When is the daily interest credited into the account?
Optizorb
post May 11 2026, 03:20 PM

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QUOTE(5p3ak @ May 11 2026, 02:44 PM)
I tried asking their AI but I cant find out on
1. Is there a cut off time for calculation of daily interest? eg "snapshot" of account taken at 5pm?
2. When is the daily interest credited into the account?
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1) 11.59pm

2) Around 1am


kinwawa
post May 12 2026, 12:34 PM

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Now got Ryt invest...5%+1% extra .... expression of interest
guy3288
post May 13 2026, 07:49 AM
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QUOTE(kinwawa @ May 12 2026, 12:34 PM)
Now got Ryt invest...5%+1% extra .... expression of interest
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Yes book your slot first, mahu tak mahu kemudian cakap

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