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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback
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brandonkl
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Apr 24 2026, 03:04 PM
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Although my 2 stamps were missing 2 days ago, after I paid another bill for final stamp yesterday, it did refresh my 4% for another 30 days. The funny thing is the 3rd stamp now also reflect as my 1st stamp for next 4% renewal.
My PayLater for Debit Card activated after I email support.
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ericlaiys
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Apr 25 2026, 03:04 PM
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does i get stamp when use virtual ryt card to top up setel? Did twice (2 days) but did not get stamp. any idea why?
This post has been edited by ericlaiys: Apr 25 2026, 03:05 PM
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cybpsych
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Apr 25 2026, 04:43 PM
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QUOTE(ericlaiys @ Apr 25 2026, 03:04 PM) does i get stamp when use virtual ryt card to top up setel? Did twice (2 days) but did not get stamp. any idea why? https://www.rytbank.my/bonus-interest-campaign/not all spend eligible
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Medufsaid
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Apr 26 2026, 10:17 AM
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QUOTE(brandonkl @ Apr 24 2026, 03:04 PM) Although my 2 stamps were missing 2 days ago, after I paid another bill for final stamp yesterday, it did refresh my 4% for another 30 days. The funny thing is the 3rd stamp now also reflect as my 1st stamp for next 4% renewal. QUOTE(ericlaiys @ Apr 25 2026, 03:04 PM) but did not get stamp. any idea why? i talked to Ryt Live Agent and they confirm of a live bug for stamps. if in doubt, ask Ryt Live Agent to see how many stamps u have QUOTE(znabil @ Apr 24 2026, 12:04 PM)  If anyone having issues with the stamp not showing in the app, try clear cache. Worked for me π
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koja6049
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Apr 26 2026, 11:46 AM
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QUOTE(wjleong15 @ Apr 23 2026, 06:53 PM) I donβt see any promo Previously got Wait promo only use it or to manage your cashflow? actually i asked for this feature for paylater to be integrated into the debit card last year, when they invited me in their customer survey. They just implemented it now. the reason back then was they have a paylater cashback at that time but can only use QR. I was thinking it is so stupid to miss out the debit card spend when there's no reason paylater can only be tied to QR.
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cybpsych
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Apr 28 2026, 04:39 PM
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QUOTE(znabil @ Apr 24 2026, 12:04 PM)  If anyone having issues with the stamp not showing in the app, try clear cache. Worked for me π thanks for this past 2 days, stamps not reflecting after jompay (eligible billers) after clear app cache, stamps reflected.
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theevilman1909
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Apr 28 2026, 04:43 PM
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there's some bug for stamps as confirmed by Ryt Live Agent
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koja6049
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Apr 29 2026, 01:04 AM
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Today they sent official email regarding stamps 
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nexona88
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Apr 29 2026, 09:02 AM
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QUOTE(koja6049 @ Apr 29 2026, 01:04 AM) Today they sent official email regarding stamps   Finally they acknowledge there's issues on their part officially π
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Harddisk
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Apr 29 2026, 09:11 AM
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I've only made 2 JOMPay, then it says my stamps completed. Supposedly there's 1 more payment to be made.
Why Ryt so sot plug?
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coolguy99
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Apr 30 2026, 08:04 AM
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QUOTE(Optizorb @ Apr 23 2026, 07:08 PM) FYI: if you got use paylater for Ryt, it will appear in CCRIS record yea Even spaylater does not appear there. Dealbreaker for me. Not to mention there isnβt any benefit now as compared to spaylater.
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lerijiso
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Apr 30 2026, 08:09 AM
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QUOTE(coolguy99 @ Apr 30 2026, 08:04 AM) Even spaylater does not appear there. Dealbreaker for me. Not to mention there isnβt any benefit now as compared to spaylater. Because RYT is a bank. Spaylater is not. But yeah..sucks.
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purplefellow
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Apr 30 2026, 01:55 PM
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P
Getting Started

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This stamp collection thing, after you complete it, does it +30 days to your remaining time or resets the timer to 30 days (the remainder is lost)?
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Harddisk
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Apr 30 2026, 03:06 PM
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QUOTE(purplefellow @ Apr 30 2026, 01:55 PM) This stamp collection thing, after you complete it, does it +30 days to your remaining time or resets the timer to 30 days (the remainder is lost)? Reset, not add. That's why we waited until the very last moment.
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coolguy99
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May 1 2026, 08:44 AM
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QUOTE(lerijiso @ Apr 30 2026, 08:09 AM) Because RYT is a bank. Spaylater is not. But yeah..sucks. And spaylater offers way more benefit. Don't see a need to move there now.
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wira1979
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May 1 2026, 02:34 PM
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QUOTE(coolguy99 @ May 1 2026, 08:44 AM) And spaylater offers way more benefit. Don't see a need to move there now. What's the advantage of keeping money in SPayLater? Mind sharing.
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5p3ak
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May 11 2026, 02:44 PM
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I tried asking their AI but I cant find out on 1. Is there a cut off time for calculation of daily interest? eg "snapshot" of account taken at 5pm? 2. When is the daily interest credited into the account?
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Optizorb
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May 11 2026, 03:20 PM
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QUOTE(5p3ak @ May 11 2026, 02:44 PM) I tried asking their AI but I cant find out on 1. Is there a cut off time for calculation of daily interest? eg "snapshot" of account taken at 5pm? 2. When is the daily interest credited into the account? 1) 11.59pm 2) Around 1am
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kinwawa
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May 12 2026, 12:34 PM
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Now got Ryt invest...5%+1% extra .... expression of interest
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guy3288
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May 13 2026, 07:49 AM
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QUOTE(kinwawa @ May 12 2026, 12:34 PM) Now got Ryt invest...5%+1% extra .... expression of interest Yes book your slot first, mahu tak mahu kemudian cakap
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