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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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ericlaiys
post Sep 15 2025, 12:07 PM

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QUOTE(jhleo1 @ Sep 15 2025, 10:59 AM)
Per month? Where is the link you saw?
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per campaign. not per month
ericlaiys
post Sep 24 2025, 10:42 AM

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QUOTE(Chiggah @ Sep 24 2025, 09:53 AM)
Does Ryt card have 1.2% cashback on international online orders also?
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physical only
ericlaiys
post Oct 4 2025, 10:42 PM

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QUOTE(my44 @ Oct 4 2025, 07:36 PM)
I dun have GX account. Feel too late to signup oredi. Also in lowyat thread for GX, seens like everyone moving out their funds?
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it never too late. Each digital bank got their own benefit and usage. You can ask on that forum. this is for ryt bank only
ericlaiys
post Oct 8 2025, 09:57 AM

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QUOTE(tgeoklin @ Oct 8 2025, 09:47 AM)
I noticed the AI transfer no longer generate any RM1 rewards lieu 😞
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max rm5
ericlaiys
post Oct 8 2025, 11:22 AM

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QUOTE(tgeoklin @ Oct 8 2025, 10:36 AM)
When you did? I tried yesterday and today, zip, nil, nada 😭
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last till quota end...
ericlaiys
post Nov 21 2025, 08:32 PM

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QUOTE(my44 @ Nov 21 2025, 07:19 PM)
From the interim screenshot, GX offers is like this:

- 2% credit daily
- another 2% will be calculated in the background and shown / credited at the end of the 3-mo promo

So still 4% but with some tweaks. Some may like it, some may not.

If Ryt reverts to 3%, it’ll be similar to Aeon Bank. But from what I recall, Aeon credits the 3% per weekly.
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aeon - monthly. so ryt still the winner till end of this month
ericlaiys
post Nov 21 2025, 10:18 PM

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QUOTE(jusbella @ Nov 21 2025, 08:40 PM)
TnC applied, credited at the end of the tenure.
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same like existing one. daily get 2% first. last 2% at the end of tenure. Even better than FD
ericlaiys
post Nov 24 2025, 02:24 PM

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QUOTE(Lucas @ Nov 24 2025, 02:15 PM)
user posted image
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spend on shopee?
ericlaiys
post Nov 24 2025, 07:45 PM

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QUOTE(XeactorZ @ Nov 24 2025, 05:16 PM)
QUOTE(xander2k8 @ Nov 24 2025, 06:08 PM)
Nope still 4% πŸ€¦β€β™€οΈ but this time through earning stamps validation for 4%
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4% for 20K deposit?
ericlaiys
post Nov 24 2025, 09:55 PM

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QUOTE(poooky @ Nov 24 2025, 09:52 PM)
am I reading this correct? Ryt not only has better rates than wise, but also 1.2% unlimited CB. Seems like no brainer? Bring both when travelling just in case, in store payment better to use Ryt. Any hidden gotcha I missed?
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they mark up before give u cashback. u thought better rate with CB? but now TNG travel card give 3%

This post has been edited by ericlaiys: Nov 24 2025, 09:57 PM
ericlaiys
post Nov 24 2025, 10:51 PM

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QUOTE(brandonkl @ Nov 24 2025, 10:44 PM)
The TnG travel card cash back is based on tier spending per receipt. To get the 3%, you need to spend RM300 or more in single receipt.
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then ryt better option (no tier)
ericlaiys
post Nov 26 2025, 10:23 AM

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QUOTE(frankliew @ Nov 26 2025, 10:12 AM)
trouble leh this ryt, move back to gx, less headache
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purposely want u to use their product more to earn. else dunno what to do with ryt bank as limited stuff to do with it
ericlaiys
post Nov 27 2025, 09:36 AM

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QUOTE(geraldsim89 @ Nov 27 2025, 06:35 AM)
gx daily 2% only
bonus pocket 2+2 cap 50k

so if u max out gx
can keep the excess at ryt for daily 3% if no spend , but might as well jz spend rm10 x 3 get 4%
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but limited to 20k....hahahahaha

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