Yes, it will show due date once you are approved for PayLater.

Cannot cash out to other bank account. You can only use the PayLater with Merchant QR Scan. I tried to scan my own QR from other bank account also cannot

Update: Finally I saw the banner in my app in same app version v1.16.0. Can confirm they are doing phase rollout

But sadly when I tried to apply, they reject me



Possible reason I can think of is they are doing cross-checking with CCRIS to make sure you are a good payer haha. When I read their Product Disclosure Sheet, if you missing payment, you will be reported on CCRIS

That's why you cannot missed your payment....
They really check your financial background first... Offering batch by batch....

This morning check my interest only 2.13 instead of 2.18 or 2.19. Any idea?

I got RM2.20 though.

Dont think its CCRIS. Could be age factor.. How old are you?

My cousin young mid-20s with not so good CCRIS (car loan ok, PTPTN loan haven't been paying) apply and system auto approved.

Cousin's mother senior citizen mid-60s with good CCRIS apply but system auto rejected.

This post has been edited by Optizorb: Aug 23 2025, 04:14 PM

Got 2.18 with 19955.85 after 2.18

Look for a friend doing business. Scan his/her qr code, then ask back for the cash. Can do that?

If you can find any naïve friend like that, sure.

LHDN say thank you to your friend. More sales/profit = more tax

This post has been edited by Optizorb: Aug 23 2025, 04:40 PM

How come my Interest rate is not paid?

Tried to use the card for first time RM29.80 but rejected after key in pin. Reason insufficient fund while my account got RM55 balance. What the...

This post has been edited by jhleo1: Aug 23 2025, 08:02 PM

which account got rm55?

Main Account : RM0.00
Ryt Pocket : RM20,000.00

Day 1
Base Promo : 3% p.a. : 1.64
Base Promo : 1% p.a. : 0.54
Total: 2.18

Day 2
Base Promo : 3% p.a. : 1.64
Base Promo : 1% p.a. : 0.55
Total: 2.19

Day 3
Base Promo : 3% p.a. : 1.65
Base Promo : 1% p.a. : 0.55
Total: 2.20

Day 4
Base Promo : 3% p.a. : 1.64
Base Promo : 1% p.a. : 0.55
Total: 2.19



This post has been edited by ronnie: Aug 24 2025, 10:08 PM

today account with RM60.85 dint get any interest anymore, while the first day with RM60.84 can get 0.01 .

Did you close your saving pockets then reopen it?

or you mean the main account 60.85?

i don't think so. I opened PayLater, one day after opening Ryt bank account. It was instantly approved. I don't think that they are very efficient. Could be other parameters in play.

Just gotten my limited edition ryt mydebit visa card

This post has been edited by TaylorS8: Aug 24 2025, 02:16 PM

I checked I put all info Ryt pocket. So meant have to transfer out before use?

may i know is it u put
main acc : 0
ryt pocket :20k

to get the above figure?

yes, that's the purpose of saving pocket/bucket/jar/stash/etc etc

it's to separate a pool of fund that is not touchable