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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback
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ericlaiys
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 Aug 21 2025, 10:09 PM
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QUOTE(JuneResources @ Aug 21 2025, 09:38 PM) Never mind.. Once they have that number, then whole users wd out and start terminate account.  Either win win situation, both user and bank continue enjoy.. OR if they play dirty trick again, then users will terminate and switch others.. Simple as that..  they wont charge for first month. it is same concept as shopeepay later. sure got people fall into debt |
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ericlaiys
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Aug 22 2025, 08:10 AM
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QUOTE(kslim888 @ Aug 22 2025, 01:52 AM) May I know how did you applied for Pay Later at Ryt Bank? In my app, there was no option for me to apply for it update your app, it is on home screen |
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ericlaiys
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Aug 22 2025, 11:47 AM
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not bad, can create virtual card. same like wise. use virtual for online purpose and physical for merchant. can set diff limit and control also. But virtual card, color so dull. look like current physical card is limited edition.
look like everyday got new changes and get ready for launching on 26 aug.
coming soon more on ryt based on teaser from fb video
• shopee
• klia express
• koppiku
This post has been edited by ericlaiys: Aug 22 2025, 11:49 AM
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ericlaiys
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Aug 25 2025, 10:44 AM
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ryt official launched. You can get RM8 discount voucher from shopee. Just used it with debit card to make payment.
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ericlaiys
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Aug 25 2025, 01:48 PM
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QUOTE(Holiday @ Aug 25 2025, 12:39 PM) Nice. Where does the voucher appear? click voucher. even i not yet add ryt card into shopee. payment, just add ryt to use it |
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ericlaiys
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Aug 25 2025, 02:45 PM
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QUOTE(chemistry @ Aug 25 2025, 02:24 PM) https://www.rytbank.my/fees-and-limitsI don't see any fee related to annual fee. Is this card free for life? yes. no fee. |
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ericlaiys
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Aug 25 2025, 05:34 PM
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QUOTE(chemistry @ Aug 25 2025, 02:57 PM) kinda of scary to guess it. Why not terang-terang write there NO ANNUAL FEE FOR LIFE. bank has right to change their TNC. Why it is a problem? Just cancel when got fees if dont like it |
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ericlaiys
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Aug 26 2025, 11:41 AM
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QUOTE(fuddle_duddle @ Aug 26 2025, 11:24 AM) Still cannot. Call shopee call ryt nobody wants to take responsibility lol...no problem adding virtual card and use it. yesterday my item deliver- less than 4h after order place try use virtual card rather than physical card (enable online payment settings) This post has been edited by ericlaiys: Aug 26 2025, 11:41 AM |
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ericlaiys
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Aug 27 2025, 10:40 AM
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QUOTE(lerijiso @ Aug 27 2025, 10:35 AM) Dunno if the limited Edition card still available? 20k. order faster |
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ericlaiys
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Aug 27 2025, 12:16 PM
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QUOTE(cybpsych @ Aug 27 2025, 11:57 AM) yes, current one is expensive ... limited to 20kpcs is reasonable question is what are the "standard" design like ... haha same like the one in virtual card with dull color -blue |
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ericlaiys
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Aug 28 2025, 10:00 AM
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QUOTE(Wolgie @ Aug 28 2025, 09:30 AM) Jompay maks how much perday, or per account? i read is min 10payment, get rm1, but no daily or per account limited. Is it Unlimited?  until finish pool? QUOTE(Pat89 @ Aug 28 2025, 09:33 AM) Not sure what is the limit for JomPay to get the reward to be honest haha, I just want to make payment hahah transfer and jom pay cashback is rm1, min rm10 payment- cashback limited to 5x per account. |
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ericlaiys
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Aug 28 2025, 10:34 AM
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QUOTE(Pat89 @ Aug 28 2025, 10:20 AM) Just paid 2 bills via Ryt AI more than RM 10 , no CB was credited.  did u transfer money and use out your cashback quota? |
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ericlaiys
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Aug 28 2025, 03:43 PM
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QUOTE(il0ve51 @ Aug 28 2025, 03:13 PM) guys for oversea online transection can get 1.2%? physical. not online transaction |
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ericlaiys
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Aug 28 2025, 08:33 PM
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sorry guy.....limited edition ryt card has ended. the rest will get normal card when u apply now. new card no ryt logo except one big ryt word https://www.facebook.com/reel/621357390794142This post has been edited by ericlaiys: Aug 28 2025, 08:34 PM |
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ericlaiys
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Sep 1 2025, 09:37 AM
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QUOTE(TOS2 @ Sep 1 2025, 08:36 AM) Sold 60.84 * 9 = 547.56 MYR ASM2 Wawasan to try out the 6% p.a. interest rate thingie in Ryt Bank. Even if they raise the return to 5% p.a. next year. Ryt's 6% p.a. with PIDM protection and instantaneous liquidity beats them hands down. Just need 2 minutes to open and close pockets for an extra 1% p.a. per year = approximately 5.5 MYR  Fair trade-off?  since when ryt give 6% |
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ericlaiys
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Sep 1 2025, 11:31 AM
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QUOTE(TOS2 @ Sep 1 2025, 09:46 AM) Follow the posts on the last page. 60.84 per saving pocket for 9 pockets. Open and close daily. If fast within 2 minutes kaotim... hahahah...u can save your 6%. got more better things to do than get 1 sen and do many stuff. some more per day. |
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ericlaiys
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Sep 1 2025, 12:14 PM
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QUOTE(yungkit14 @ Sep 1 2025, 11:48 AM) hi where to find the invitation code for ryt? no need. free to open |
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ericlaiys
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Sep 1 2025, 09:27 PM
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QUOTE(yungkit14 @ Sep 1 2025, 01:51 PM) for what. no benefit. just download and sign up. free |
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ericlaiys
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Sep 11 2025, 03:28 PM
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QUOTE(jhleo1 @ Sep 11 2025, 10:29 AM) you meant card usage? Yes need to activate first time by using pin. QUOTE(mamamia @ Sep 11 2025, 01:44 PM) activation not via app only?  it already say. if activate from pin failed and cannot use paywave, then must use slot in to activate This post has been edited by ericlaiys: Sep 11 2025, 03:28 PM |
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ericlaiys
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Sep 11 2025, 04:08 PM
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QUOTE(mamamia @ Sep 11 2025, 03:33 PM) so, if this is the case, can we still use pin to pay in oversea, i.e. slot in? activate at local first |
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