why so many fail to understand this? Property is one medium of investment where you can actually get credits/loans for it. They fail to understand, the person who had 4m most likely paid a 800k (commercial requires at least 20% DP) down payment took a 3.2m loan for these kind of investment. why using your cold hard $$$ to pour all in?

If you meet certain criteria, you can withdraw..of course it wont be as easy as your savings account...

Yupe, this is solid advice....especially industrial property....I have seen owners asking for the company profit and loss statement before agreeing to lease it out....We are talking about rental exceeding 15K a month ...

Like a youtuber said, property investment will not make you rich, but its for wealth preservation.

Take Taipan USJ 10

Current asking corner lot 4 mil ono, Let's say agreed at 3.8 mil
Current asking rental corner lot 28k. Let's say agreed at 25k.

25,000 x 12 ÷ (3,800,000) / 100 = 7.89%

La Cocina left one corner and went to rent top flr in the same area. They were tenant for more than 5 years.

Current unit occupied by S11 chap fan. Easily rental is above 20k selling chap fan.

Tis investment is next level for super landlord. Not for kecik moyang wannabe level and forumers drooling their saliva 😂

The Ampang YTF corner lot also cannot tahan when landlord raised the rental. They were the first few pioneers in Taipan, I think easily more than 15 years.

Landlord bery confident ... U don't want, others will take. The rest is history.

Agreed maths dont lie and this is assuming you can generate a consistent rental return for the next 20 years.....

Pretty much agreed with tis as I have seen many kids rushing to sell when the parents no longer around.

Having said tat I have been telling my kids to let me know if they r willing to learn n manage the props. I have half props in my portfolio more than 20yrs. Best part of doin so is to max the potential rental roi.

If kids r not interested then sell 1 by 1 n let them reinvest elsewhere even abroad. Tis oso to minimise the process to handle probates later.

Prop game is an asset if one knows how. It's a liability if one doesn't wanna learn.

Back to the topic. A 3m 4m corner shop is not excessively expensive for today's standard especially if the loc is top notch. A simple smd fac nowadays oledi has a starting price of 3m within 20km fr kl. Or 2m n above if further away. A detached one is much higher. Wats a 3m 4m corner shop is if giving gd rental in gd loc.

An extreme example ll b telawi. The price nvr giv in n the rest is history regardless with laughter or tears.