QUOTE(LDP @ Aug 17 2025, 08:37 PM)
Saw a shoplot at Kepong Baru asking for 4M plus...
If one were to put that amount in EPF, with 5% per annum dividend, easily 16K a month...No headache and no hassle...
Industrial and commercial property rental yields already cannot justify the cost/loan. This also applies to landed residential. There are better investments out there. In the past, it used to be that residential condos rental could cover instalment (in the early 2000s the yield could be 8% p.a.). Nowadays general rule is rental yield cannot cover loan instalment (for all types) unless you put in bigger downpayment. If one were to put that amount in EPF, with 5% per annum dividend, easily 16K a month...No headache and no hassle...
The benefit of property investment is that you can control an asset worth much more for just 10% - 20% downpayment of your own money and leverage with loan. Like a youtuber said, property investment will not make you rich, but its for wealth preservation.
Aug 18 2025, 03:19 PM

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