I support your decision.

Dump everything into stocks/epf. Definitely can outperform property investment with literally zero effort.

Depends wat area , property over the yrs gains value long term
I got my hse 400k 12ys ago now more than doubled the price

Just read TS comment that u didn’t think of buying own prop because single 4everalone. I think u should think about the difficulty to find rental unit once u are senior citizen, landlord may worry renting to a single old fella staying alone, worry may die and rot inside prop for weeks before anyone find out…

Also, imagine old liao but still need to move home every few years due to whatever reason. Just buy a cheap place at least nobody can kick u out no matter what.

My rent out unit was previously my first home, not much value appreciation prospect. So better sell off, even putting the money in EPF would give me better return than collecting rent.

Stock market can do that as well with zero effort.
By zero effort, you can just do it on your smartphone. Open brokerage app, buy stock then close app. Done!

I am not saying you can’t make money with property investment. Property investment needs more effort.

Of course this is my own personal opinion.

ok bro, later will go out look around where got rent, and also will look around after work too

Only tru this tered I know many ktards have problem receiving rent late and also hell tenant, I also met a lot of problematic ppl that hard to collect rent and even blast music late night

I really dunno what should I do when old, Im really serious hope euthanasia is legalize in future if I'm old and no income, euthanasia is a blessing for me

Anyone can buy stock market? is there anything need to take note or alert? No risk?

I got a large position in US saham.

My only fear is it come down 80% again like what happen during dot com bubble and take 15 years to recover back.

EPF would have got you similar or better returns. minus off yor cukai pintu and maintenance on your property, EPF even better.

only way the property would be better is if you rented it out.

do what you can once you're consistent for a month or two you will be amazed with yourself. start documenting not only what you learned but also work on concept and prototype.

I make a habit to learn it on weekends and after work now

of course epf easier to liquidate vs properties,mostly these are long terms fr children's uni cost etc /for them to start up their future.

Ur a practical person. The headache is not worth it..Alot of property agents will disagree with u …Agent will only paint the rosy picture …

Some agent even made money by helping the landlord to clean up after tenant has moved out.

This post has been edited by LDP: Aug 17 2025, 07:43 PM

How long since the last rent hike? How mush then?

How old are you, uncle?

Dun remember, feel like 1 or 2 years ago

If 2y, think it's fair for a hike.

naik 70% after 2 years is not a fair hike. 10% is fine.

See current rent market there lo. Surely there are the same on rent.

If it’s has been under for years, doesn’t mean owner cannot undo and follow the going rate.

Go survey to know. Not the going rate then opt out. If favour the place negotiate middle ground, math and decision is on tenant. Tenant woso can choose and reject owners

This post has been edited by jojolicia: Aug 18 2025, 07:06 PM

your landlord single lady? you can try eat slipper rice or soft rice, the property is yours