When it comes to mlm claims, when in doubt, the best way is to follow the money.

Let's say MW has only one member, Mr A. He puts in 44k and converts all to MW points. Let's say Mr A is very generous and he spends all 44k in one month, purchasing from MW's merchants/partners/vendors. Ok, so MW (the company) gets a 30% rebate (but which vendors are so "kind" to rebate this much? Nevermind, let's assume it's so ). The assumption is very very generous here, becoz we are calculating 30% on the gross value of goods and services purchased, which is a huge rebate margin. Whereas your example is only 30% from "profit".

Right, so MW gets a rebate amounting to 13.2k (44k x 30%), yeah! MW then credits Mr A's account with 5k in month 2. Mr A (being very generous), spends all his 5k. MW now gets 1.5k in rebate. MW now has 9.7k (13.2k-5k+1.5k) in the bank, still enough to credit Mr A's 5k in month 3. Mr A again spends everything, and MW gets another 1.5k. Let's check MW's bank account, wow..still have 6.2k (9.7k-5k+1.5k)! Enough to credit Mr A for another month!

So month 4, Mr A spends all his windfall yet again. MW gets another 1.5k in rebate! So rich already! Let's check MW's bank account again, now it's 6.2k-5k-1.5k=2.7k. OOOPPSSSS......only 2.7k??? Where got enough to credit Mr A's account? And still 23 months to go!! Double OOPPSS...

Maybe it's time to get more Mr Bs, Cs and Ds to join in?

Not trying to diss you, but if something sounds too good to be true, then it usually isn't. Perhaps you should recheck with your uplines again and see if there is anything you miss out to make your arguments more convincing.