Hi, thanks for the reply. Well, e-money meaning that we are going to do like japan and those fast developing countries. No longer carry so much cash with us. We are using PHONE as a wallet...when we do any transaction, just a sms will do, money will deduct from there.

Normally, when we swipe credit card, there is a charges. But now, the charges go to our pocket!!! Is OUR pocket.

And for the merchants, they prefer doing business in this way because when consumers spend, if they paying by CASH, they might think twice for the price. But yet, in the phone, the money is only DIGIT, so, feeling like easier to pay. And when consumers spend, the charges go to us.

Well, anymore questions just ask ya.

Thank you.

Actually the mobile wallet is the project that MW running...

Yet, there is a investment plan for us to invest. Somehow, when we are the member, then we are able to enjoy those new technology which other countries already have, and we can have great return from the investment plan. The most is around 14% monthly!!! I'm enjoying now...and most of my friends too...

Anyway, it is FREE for you to understand MW.

Hope we can have the chance to meet up if anyone of you is interested.

Thank you very much.

PM me la...

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Added on November 14, 2007, 8:46 pm
M-Money and Mobile Money are from other company. As what i know, if im not mistaken, Mobile Money is from Hong Leong Bank.

You can check it under www.bnm.gov.my--->Hyperlink---->e-money link

Yaya, you are right. So sorry, im new to LYN.

Well, this is the short decription about how I'm earning the 14% monthly.

There are 3 plans for us to invest.

1st is RM11'400 ---> return is 5% + 5% monthly
2nd is RM22'000---> return is 6% + 6% monthly
3rd is RM44'000 ---> return is 7% + 7% monthly ( every 5th & 20th )

The money will credit to your handphone. So that you can transfer the money to your bank account or you can also keep partial in the phone as you money as MOBILE WALLET.

And the most interesting thing is, when you get a friend to join the RM44'000 plan. Immediately the next day RM6600 + RM400 (reward) total RM7000 will be credited into you handphone. WOW!!!