This is the fishy part especially the 'investment' plan, invest 11k get 5% + 5% monthly, then invest 22k get 6% so on, the company not yet making money then how they are going to give return to you.
Only pyramid scheme can do it for the return rate.

Mind to explain more otherwise promote pyramid scheme is prohibited in this forum.
Nowadays, a lot of pyramid scheme like to use MLM or innovative product to camouflage their scheme, just becareful.

A lot of people know what is Mobile-money, Hong Leong bank also initiative one before, but definitely not the type of mobile-money as you mentioned in the investment plan.

So please explain in details about it especially the 'investment plan part', otherwise a lot of people will perceive as another 'get rich quick' scheme and thread will be closed then.

errrr.....care to elaborate more?...don't get what you're trying to express here.
We knew it's running on MLM strategy to fund their business.

Too unbelievable to be honest.