The business ideas im just refer to b00n post.
The rebate programme concept I had post before, just you want to clearify why the programme doesn't post at website, izzit?
Same answer, avoiding to missleading public about this concept.

I know Sunshine Empire situation just to make example about the concept only

Company return back ur rebate through 3 ways :
1st : SPCC pacakge, every month take out 30% profit from here.
2nd : Bill payment (Maxis, Digi, Celcom, TM, TMNET, TNB, ASTRO, Indah Water etc.). Those company have to pay 1.5% - 3.0% from bill payment to MW. Then company take out 30% profit from bill payment to rebate us.
3rd : Merchant partner (http://www.mobilewallet2u.com/v1/services/11/). Those company have to pay 1.5% from every each of their bill. Then company take out 30% profit from bill payment to rebate us.

Yes, we have upline and downline, even group also have. Those profit sharing bonus or group sharing bonus we also have, but it's kinda alot to explain at here, we have total of 13 type bonus.

Are you pointing that the EM-Pay that related with IPC Shopping? Since you talking about discount card, and teamed up with those big hypermarket, hotel and etc.
This two company is listed in SC (Securities Commission) Investor Alert :
http://www.sc.com.my/eng/html/licensing/in...ert_list.html#e - Empay
http://www.sc.com.my/eng/html/licensing/in...ert_list.html#i - IPC Shopping Services Sdn Bhd/Empay (www.ipcshopping.com)

Yes, this company even have some of the award achievement like :
Asia Pacific Entrepreneur Excellence Award 2006
Award Business Superbrands Malaysia 2006
Asia Pacific International Honesty Enterprise
But this all also is 2 years ago, in this 2 years, I don't see their new achievement.

And also IPC and Empay didn't have AJL license that for running direct sales or multi level marketing business. Try check with KPDNHEP website :
http://www.kpdnhep.gov.my/index?cpath=65_8...an_Langsung_sah

Where does IPC and Empay make money? Here my story :
Last 2 years the person that prospect me, he tell me company is making money from internet buy and sell business platform (www.imal2u.com), like those ebay. Okay, then I go office check with marketing executive, they tell me this is the only way company make money, then I ask he to calculate their profit, he keep changing topic to avoiding this question. I don't think they is making alot of profit from the internet business platform, even is worldwide, their product is not attractive at all.
Never mind, then I request for AJL license cert or AJL license number, also didn't have. He just keep saying if they didn't have license, how to open shop and running business. Yes, they have SSM for running business, but didn't have AJL license for running MLM or direct sales business. So I stop here, and didn't join it.

So don't compare this with Mobile Wallet, it's totally different. Mobile Wallet have all those legally document for running business, but where are those for IPC or Empay? Even boss is who also don't know, at least I can see Mobile Wallet boss is doing their work, saw them quite few times at office, and also willing to listen member opinion or complaint.

If you all realise, there is alot of rebate programme that doesn't state in website, even IPC, Red Island Cafe, SE, AK United and etc.
SPCC package maybe some of the people is easily understand, but maybe some of them is not.

This post has been edited by happy4ever86: Feb 22 2008, 10:02 AM

I show you some of the rebate programme company website.
You will know that not only MW doesn't state their rebate programme package.
www.desquera.com
www.sunshine-empire.com
www.ipcshopping.com
Still have other rebate programme, but doesn't come with website, like AK United, Red Island Cafe and etc.

And alot of MLM business, also doesn't list their plan at website also, but this all is without rebate programme package.



This post has been edited by happy4ever86: Feb 22 2008, 08:46 PM

I just share what I have get in Mobile Wallet, what i know about Mobile Wallet, and also my personal experience. So RM44,000 you put at bank or any place, is your choice, because that is your hard earn money. Different of bank and Mobile Wallet, my personal view is, MW get redeem product and monthly rebate, but can't withdraw out the RM44,000 at same time. Bank, I can get money anytime if the account have money. And maybe some of the people can use RM44,000K earn more money than this, so they won't get the rebate programme.

They dont advertise it widely, because this rebate programme is easier to missleading public think that MW is a investment company, not a service provider company. And also last time alot of fast money scheme company, it's too sensitive, so company is try to avoid having bad rumors about this company. This rebate programme concept is very new in MLM business, not even over 5 company.

Government invest is because of the service, not because of the MLM scheme. Government trust that if Mobile Wallet become common, it's fast, security and convenience service, since now almost everyone have a mobile phone on hand. Yes, credit card also is a good service, but not all people is having credit card, and it's required certain age. Mobile Wallet is open to any individual of all age. Am I right?



When this company establish, it's just a service provider company. But, when just starting, not everybody accept this new trend that topup mobile phone account to paying bill. Then how? So company has coming out this MLM rebate programme.

Let say I'm the company, I wish everyone using my service, but not much people accept this new trend. How can I let them keep using this service? If I come out with a rebate package, RM 13,000K with 13,000 Product Point that can redeem items, every month I still give them money rebate to their e-account, will they using our service? If they willing to with withdrawal to cash, I will earning from their processing fees 2%. Or another choice, paying their bill using our e-service, each bill i just charging Rm0.50.

I withdrawal RM500, have to charge RM10, that is RM490. And I pay to MAXIS RM 490, I got no left. But how about i just direct pay bill thru Mobile Wallet? I pay RM490 thru Mobile Wallet, charge RM0.50, I still left RM9.50 at my MW account. Maybe some of the people think that is little bit. But how about long term? RM13,000 will get RM26,000 rebate within 29 months. So I save up more.
This the way company get long term customer.


P.S : You said there is a country collapsed because of the government invest in MLM scheme, which country and what story about that? I willing listen about the story and maybe will advise myself to becareful more about MLM business. Feel free to add me in MSN, happy4ever86@hotmail.com

Confuse about which part? Can talk in MSN, we can discuss discuss.

Pyramid scheme is totally different with MLM, but almost same with Ponzi scheme. These scheme doesn't come with product on hand, examples like swisscash and ebarrel, these all concept is like gambling, also called as gamble games ^^