Rental sgd 900 is doable but a little restrictive. Agent in sg are pretty professional

For phone I suggest just get the umobile u68 plan.

Also for rental there are 2 types one is co living the other is living with owner. Really depends what you want.

1. Take a direct bus from MY to SG, e.g. Bus from TBS to a location in SG closest to budget hotel (within work location).
Book your bus ticket via Easybook.com. Get a ticket for a bus that stops at "The Plaza" which is literally downtown where all/most budget hotels are. Eltabina bus is a good example, and very reliable (never late, clean, reasonably priced).

2. Get a Grab or Taxi to the budget hotel due to luggage constraints, staying for 1 night or 2.
Can check the price between Grab or taxi if you are cost conscious. "CDG zig" app is a good place to start. But short distance, not much difference in price la...

3. View rental properties that were shortlisted with appointments made with agents prior to leaving MY. Securing a rental property should be priority with rentals near to work location at a maximum rent of 900 SGD or below.
Depends on where is your workplace. If CBD area, rental starts at a few thousand onwards (mostly for lazy angmo). Malaysians will start further and take train.

4. Acquire SG number with affordable telco plans, e.g. Simba. Current MY Hotlink number will be on a roaming plan for data use in Singapore (1 month validity) and then be retained with 365 plan.
For a start, Simba is cheapest, but not the best in coverage. Usable never the least. $10 per month - what is there to complaint? Number can be easily ported to other telcos. You can also ask to get special numbers. Can start from $50 - 4-figures, depending on how special the number.

5. Open a SG bank account for salary purposes, and then having WISE as transfer between MY and SG.
This I think you need a letter from HR. And you need your WP/SP/EP NIRC.

6. Setting up local SG apps and Transport card, e.g. SGQR and EZ-Link.
For now, can just use your Visa card. Transport cards like EZ-link may offer some discounts, but I don't bother. I tap using my Visa on my Apple watch for convenience.

7. Perform medical checkup at approved clinics for prerequisite to EP being issued.
Best make appointment. SG healthcare not friendly to walk-ins.

8. Wander around SG, particularly living/work location to familiarise with the area, e.g. malls, hawkers, etc.
Google map is your friend.

9. Start work.
Ganbatte neh...
And welcome to SG.

No. Use Carousell.sg if you want to deal direct with laondlord/owner. Propertyguru are usually via agents.

you can try property guru... while lawerenceha suggested carousel but some times you might not get the location you want.

I have a company sg number which I rarely used. in fact I use U68 more often lol. U68 is 500gb shared with singapore data and free incoming call. but I suppose if you die die want a sg number I think My Republic is ok. they have SGD10, its good enough.

for bank just go with DBS you can't go wrong. you can apply online (forget about go to the branches its always super full). but you will need your employment letter and proof of residence .

try to get somewhere walking distance from MRT. also most mall have this Food Junction Food court, get their loyalty card, you get 10% discount.

also bear in mind, SG can be a boring place if you dont have other activities. try to find your circle of "friends". It offer a lot of opportunity. My Malaysian colleagues all go concert. like 5-6 concerts a year.

anyway all the best to you. Payar Lebar is an ok place la....

Walau. So true. Really need circle of friends. But in SG, they are so hard to come by. Busy with work la. Busy with family la. I'm always alone and damn bored!

Work as what? How much salary?

Put up at friends and family place in SG is better if you know anyone

CIMB SG has the best FOREX rate

You need to have CIMB SG and CIMB Msia account.

How much is the pay cut?

For renting can consider McPherson area, rental can be quite cheap around there. I have a friend renting at 600 per month.

Bank, either OCBC or UOB with the monthly interest from GIRO.

Sg is small almost every mrt station has a mall or a hawker next to it

Do they offer the salary following this age table? Look under "EP qualifying salary (Stage 1)"

https://www.mom.gov.sg/passes-and-permits/e...alifying-salary

You have to make effort to meet people. Join hw forum. Lol.

any visa/mastercard credit card with contactless feature can pay for public transport. not sure about amex or unionpay

zym for $10 a month and some free asean roaming is pretty worth

I think we should form a singapore koptiam group. Lol.

You boy or girl?? No, not fist fight

Spass or EPass?

Paya Lebar very happening. Our back office operation is at SingPost/PLQ.. be prepared to spend more on makan unless u buy chap fan from MRT as most, if not all, are foodcourt, F&B outlets etc.
$600 is cheap if it's per room/per pax.. my family 3-bedder in west was rented at $2.8K (6-pax capacity). Electricity ownself pay. That also cause whole unit rented out as leceh to find 6 separate tenants.

CIMB rate is better, but u need cimb my and cimb sg for it work. the good thing is u can open both online without going to any branch.
i never withdraw cash in sg for a year already i think. most accept paynow, paywave but some old hawker still prefer cash only la.
mine is 2.5k for 1 bedroom (another room is locked so we got the whole unit with 1 bedroom only) in marrymount, near to bishan.

it is expensive but the good thing is we can run around naked in the house haha.

Some aircon foodcourt can be pricier, especially if you compare chap fan. A tip would be to sign up for Link or Trust card, then download Fairprice app. You enjoy 10% for all Kopitiam purchases when you pay via app. Get link points and freebies too.

The Trust Cashback Credit Card’s rebates is good  if you hit threshold or travel overseas a lot. You can get up to 15% cashback on stuff like dining or shopping (you pick one each quarter), capped at S$250, but you need to spend S$500–S$2,000 a month to hit 5–15%. Everything else gets 1.5% cashback, dropping to 1% in 2025. So I always target to spend $2K and then switch to OCBC 365. That being said, there are other better cashback cards if you don't hit $2K/mth.

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need to compare during working hr. non working hr cimb rate is very low and wise might have charges that is not shown if u didnt login.

yeah paynow work like duitnow. grabpay and paylah is not so commonly use and they will not work with paynow.

another payment type is shopback.

nowadays i just bring my phone only, mrt bus can use paywave (google, apple , samsung pay all are accepted) and paynow & paywave for others.

ur ID (singpass) is in ur phone also.

Speaking of 'Kopitiam' hawker center, download NTUC Fairprice, and add your card in. Using the NTUC Fairprice App for payment gives you 10% discount. Wish I knew this earlier.

Bro apply from singsaver or moneysmart to see which welcome gift u prefer. and their welcome gift is awesome.

So far i have 2 switch from citibank (me and my wife)
Ipad9 - OCBC
700 shopee voucher - SC
dyson dry&wet vacuum and dyson hairdyer - hsbc
500 capitaland voucher - posb
after a year i plan to cancel them and reapply to get for a welcome gift next year after 12month cooling off period.
i see, no wonder cause i heard my ex colleague says she got a full withdrawal from a chq.

No need susah susah la.
Go for Uob One Account. Let your payroll know, you want uob for salary. You can check out their tiered interest on the website. With salary credited, just spend 500 monthly to unlock (the other is 3 giro payment). You just need to fulfill 2/3.

The one card is your atm, visa and paywave, nets flash able.

Before the latest adjustment, with 150k, spend 500 you unlock 500 per month, you see that in your account by the 3rd monthly. Now you get 400++

Yes, I am referring to that card. KOPITIAM is a brand of hawker foodcourt owned by NTUC (Fairprice). Since TRUST or LINK card is a collab between NTUC and SCB, you enjoy 10% off when you pay using FairPrice App and link your TRUST or LINK card.
Sales folks more than happy to sign you up. Just ensure you keep track of when you cancelled as there's a ~12 month cooling period to be eligible to be reclassified as new sign up to enjoy welcome gifts. Due to this, I started cancelling my dormant credit cards.
This is good advise. Apart from UOB, OCBC and DBS also have such facilities which they term as 'Workplace banking'. So if you [1] credit your salary, [2] spend on credit cards, [3] do investment and [4] buy insurance, you increase/multiply your account interest - e.g. DBS Multiplier. https://www.dbs.com.sg/personal/deposits/ba...earn/multiplier

I think TS needs to start with either DBS/POSB first before opening up either UOB or OCBC. If I'm not mistaken back then they didn't allow first timer to open with them without a bank account in sg.

Anyway TS you're too soon to consider a CC .. you need to work at least 6 months prior to apply iinm. Can also apply PR by then lol

yeah paynow is accepted almost everywhere, but i still prefer paywave because of the samsung point and credit card rebate / point.

and when u reapply they wont be flag u la, they are happy to get a new customer cause u need to spend 500sgd in the first 30days to get the free gift.

You're eligible to apply in 6 months time but doesn't mean you will get it unless you're female or your role is niche .. haha .. but I applied my PR within 2 months time, case by case basis.

a lot agent dont layan until you are in sg and already using sg number

Little downside from PR apart from CPF contribution. To be honest, I, personally, have not come across many who willingly stays on EP without trying for PR. It's a career suicide to be held at ransom by employer unless you are on fantastic expat package that Singapore is just a stepping stone before going elsewhere.

should be can, my wife apply in the 7-8th months and me apply in the 9th month cause i m working in jb for the first 2 months (salary to my wife sg account) so i better play safe and wait for 6 payslip under my name first.

After around 8 months wait we both got our PR.

for malaysian chinese i heard it is much easier our salary didnt even meet the EP criteria for age 23 when we are close to 30 haha.

a lot of them lack the knowledge to realize +60 is from malaysia so they disregard it thinking its a scammer 

I once msged them with my msia number to request for viewing to buy a unit. They replied, not for rent, but for sale. And only I noticed that I was using my msia number .. facepalm.

Your SG employer does not need your MY tax number or details of your MY income for IRAS filing. For YA 2025, IRAS will only be concerned with the 4 months you worked in SG, and your MY tax history for the prior 8 months is irrelevant unless it involves income taxable in SG (e.g., services rendered in SG). You should, however, ensure compliance with MY tax obligations for the 8 months you worked there, as MY may have its own requirements for reporting foreign income or filing taxes.