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 dormant / inactive account

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TSteacherharvard
post Jul 12 2025, 10:27 PM, updated 5 months ago

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as title. how to.find out the balance ?

mine is PUBLIC bank. how to take it out?
need to go back d original bank or any other branch?

This post has been edited by teacherharvard: Jul 12 2025, 10:34 PM
GalaxyV
post Jul 12 2025, 10:30 PM

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go branch to reactivate it
Blofeld
post Jul 13 2025, 01:18 AM

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any branch will do
andrekua2
post Jul 13 2025, 07:25 AM

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If dormant too long liao like 5years then wait till 7 years and banks will tutup your account. Then sent the money to BNM. You can claim your money from there using internet.

Why I propose so is because PBB is damn annoying to close account.
bengang15
post Jul 13 2025, 07:55 AM

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close account for public bank needs to go back to ori account.

so fed up with PB bank red tapes and SOP I actually close all my PB account even my public mutual..

if any of you PB is hearing this...yeah... you sucks.. so hard I want nothing to do with you and your subsidiaries
TSteacherharvard
post Jul 13 2025, 08:04 AM

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QUOTE(bengang15 @ Jul 13 2025, 07:55 AM)
close account for public bank needs to go back to ori account.

so fed up with PB bank red tapes and SOP I actually close all my PB account even my public mutual..

if any of you PB is hearing this...yeah... you sucks.. so hard I want nothing to do with you and your subsidiaries
*
actually ,cimb also like tht....
i lost my bank book. insist i find d bank book. even though i got IC and i akready personally.come. FEW YEARS back.
bengang15
post Jul 13 2025, 08:19 AM

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QUOTE(teacherharvard @ Jul 13 2025, 08:04 AM)
actually ,cimb also like tht....
i lost my bank book. insist i find d bank book. even though i got IC and i akready personally.come.  FEW YEARS back.
*
I think most banks are like that, some are more flexible. I think Maybank allows you to close at other branch.

you know the funny thing.

I have 2 PB account one at panda jaya another at PJ old town.

when I close my account at Panda jaya, they accidentally gave me extra few hundred. I didn't even check because I just want to get it done.

then I went to PJ old town to close my other account.

the bank called back, and I said I have no time to come back they can collect it back at PJ old town.

best part was when I close the account in PJ old town the bank deducted the amount and NOT give me full and for me to gracefully give them back the money...mayeb I am being petty... but frankly I have a lot of beef with PB bank..

I am glad I have nothing to do with PB from now on..

MegaCanonF
post Jul 13 2025, 08:28 AM

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Need go branch.

I got one with cimb.

Jialat have to pay dormant fee summore.

Have to take leave or something just to go their office haih.
mushigen
post Jul 13 2025, 09:38 AM

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QUOTE(bengang15 @ Jul 13 2025, 07:55 AM)
close account for public bank needs to go back to ori account.

so fed up with PB bank red tapes and SOP I actually close all my PB account even my public mutual..

if any of you PB is hearing this...yeah... you sucks.. so hard I want nothing to do with you and your subsidiaries
*
This. A silly move in 2025. I tried closing one but faced the same issue.
mushigen
post Jul 13 2025, 09:40 AM

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QUOTE(teacherharvard @ Jul 13 2025, 08:04 AM)
actually ,cimb also like tht....
i lost my bank book. insist i find d bank book. even though i got IC and i akready personally.come.  FEW YEARS back.
*
I don't think so. I remember I closed one account opened in Selangor at Penang branch.
mini orchard
post Jul 13 2025, 10:57 AM

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For PBB, I remember changing my opening account branch to another branch to facilitate transaction without going to the opening branch. I change it through the computer, not the app.

That was few years then. Not sure about now.

This post has been edited by mini orchard: Jul 13 2025, 10:59 AM
GalaxyV
post Jul 13 2025, 11:09 AM

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HLB is good. For dormant account, you can reactivate via online and need to key in your IC for verification and make a transfer.

No need go branch to do.
TSteacherharvard
post Jul 13 2025, 01:46 PM

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QUOTE(mushigen @ Jul 13 2025, 09:40 AM)
I don't think so. I remember I closed one account opened in Selangor at Penang branch.
*
Then, good thing they have improved.😊

because if tis incident,I argue wit them. i REMEMBERED forever.
knumskul
post Jul 14 2025, 12:36 AM

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QUOTE(bengang15 @ Jul 13 2025, 07:55 AM)
close account for public bank needs to go back to ori account.

so fed up with PB bank red tapes and SOP I actually close all my PB account even my public mutual..

if any of you PB is hearing this...yeah... you sucks.. so hard I want nothing to do with you and your subsidiaries
*
QUOTE(mushigen @ Jul 13 2025, 09:38 AM)
This. A silly move in 2025. I tried closing one but faced the same issue.
*
I closed mine a few years ago at different branch. Ori branch still around as well.
GalaxyV
post Jul 14 2025, 10:16 AM

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QUOTE(bengang15 @ Jul 13 2025, 08:19 AM)
I think most banks are like that, some are more flexible. I think Maybank allows you to close at other branch.

you know the funny thing.

I have 2 PB account one at panda jaya another at PJ old town.

when I close my account at Panda jaya, they accidentally gave me extra few hundred. I didn't even check because I just want to get it done.

then I went to PJ old town to close my other account.

the bank called back, and I said I have no time to come back they can collect it back at PJ old town.

best part was when I close the account in PJ old town the bank deducted the amount and NOT give me full and for me to gracefully give them back the money...mayeb I am being petty... but frankly I have a lot of beef with PB bank..

I am glad I have nothing to do with PB from now on..
*
They have nothing to lose lah if you closed your account.
bengang15
post Jul 14 2025, 10:20 AM

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[


QUOTE(GalaxyV @ Jul 14 2025, 10:16 AM)
They have nothing to lose lah if you closed your account.
*
That's for sure. I am not doing it to punish them. I am doing it for my own sanity.
GravityFi3ld
post Jul 14 2025, 03:51 PM

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QUOTE(MegaCanonF @ Jul 13 2025, 08:28 AM)
Need go branch.

I got one with cimb.

Jialat have to pay dormant fee summore.

Have to take leave or something just to go their office haih.
*
iinm it is sop by banks, stand chart and ocbc (so ngam both singkie banks) also charge the dormant fee sweat.gif
ctys2012
post Jul 14 2025, 06:50 PM

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QUOTE(andrekua2 @ Jul 13 2025, 07:25 AM)
If dormant too long liao like 5years then wait till 7 years and banks will tutup your account. Then sent the money to BNM. You can claim your money from there using internet.

Why I propose so is because PBB is damn annoying to close account.
*
what my mum did was to withdraw everything out and leave the account as is and close by itself
mini orchard
post Jul 14 2025, 10:03 PM

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QUOTE(ctys2012 @ Jul 14 2025, 06:50 PM)
what my mum did was to withdraw everything out and leave the account as is and close by itself
*
Why so complicated explanation ?


andrekua2
post Jul 15 2025, 07:52 AM

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QUOTE(ctys2012 @ Jul 14 2025, 06:50 PM)
what my mum did was to withdraw everything out and leave the account as is and close by itself
*
Also can but min left RM10

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