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 After sell EV still owe bank lots of money

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beetch
post Jun 18 2025, 04:47 PM

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QUOTE(knwong @ Jun 15 2025, 02:50 PM)
Using BYD Atto 3 take 9 Year Full Loan (0 deposit) & 2.8% interest

Car value                          Loan balance
Year 0: RM149,800            RM149,800
Year 1: RM100,000            RM134,700
Year 2: RM78,000              Rm119,300
Year 3: RM54,000              RM103,500
Year 4: RM38,000              RM87,000
Year 5: RM30,000              RM71,000


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Why the reduction in loan every month increase? Means first year he pay less then final year he pay more? What kind of idiot is this taking this type of sohai loan?

Padan muka poorfeg
beetch
post Jun 18 2025, 08:18 PM

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Junior Member
429 posts

Joined: Jan 2003
QUOTE(knwong @ Jun 18 2025, 04:52 PM)
It's car market value drop faster the older it gets
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So who is this guy who thinks its wortth 30k after 5 year?

He can predict future ah? Why dont he preditc its 10k only?

So after 5 years the car still 50k he mah piak piak his own face?

Really amazed at how got so many “predicters” in malaysia. So good in predicting dont see him buy btc and be rich pun instead do so many sohai content for attention.

True storeyz

 

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