Jun 18 2025, 06:18 AM
QUOTE(scorgio @ Jun 15 2025, 04:20 PM)
We use 2.8%pa as HP interest rate for reference.
After 9 years of repayment, the effective interest rate is actually 5.15%pa.
So if one can constantly get 6% return pa from the cash he saved, that's only 0.85% of gain.
When EPF also cannot guarantee min 6% over a 9 year span.
How get 5.15% tolong ajarkanAfter 9 years of repayment, the effective interest rate is actually 5.15%pa.
So if one can constantly get 6% return pa from the cash he saved, that's only 0.85% of gain.
When EPF also cannot guarantee min 6% over a 9 year span.
Quote
0.0230sec
0.63
6 queries
GZIP Disabled