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 Do you think this is a smart move to clear a debt?, Someone I chatted with said it was

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taitianhin
post Jun 13 2025, 01:38 AM

Look at my STARS, it never burn out
******
Senior Member
1,521 posts

Joined: Apr 2005
From: too far to see


9.85% loan rate RM5000 with 12 months repayment of RM450. https://seller.shopee.com.my/edu/article/14034
8% loan rate, AEON of RM5000 loan with 12 months repayment of RM450 (RM5500 for 12 mths)

Anyway 8% loan rate is Q high, i rmb i saw a few 5% to 6% loan rate
As mentioned abv, there is Balance Transfer of 0%...which is perfect in ur scenario. Thats abt RM416 per month
taitianhin
post Jun 15 2025, 03:31 AM

Look at my STARS, it never burn out
******
Senior Member
1,521 posts

Joined: Apr 2005
From: too far to see


Save by Penny Spend by Pound, anything lesser than RM5000 shouldnt be a problem
there is something wrong by the root in TS mentioned case


 

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